19851 Waterloo Way, Estero, FL 33928 Property Records

Lee County property record for 19851 Waterloo Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,903 sqft · built 2021
Lot Size	0.314 acres (13,691 sqft)
Owner	2 Companies on Record
Last Sale	$885,000 (Sep 2023)
Tax Bill	$12,145 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-46-26-L1-0700H.8130`

Property Details

APN / Parcel Number

Primary APN	`24-46-26-L1-0700H.8130`
Alternative APNs	`262446L10700H8130` `10588093`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,903 sqft Living Area
Gross Area	4,932 sqft
1st Floor Area	2,491 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,691 sqft (0.314 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Porch	Florida Room
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10588093
Street Address	19851 WATERLOO WAY
City	ESTERO
State	FL
Zip	33928-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PLACE AT CORKSCREW PHASE 2-B BLOCK H LOT 813 AS DESC IN INST 2018000230678
Legal Range	26E
Legal Township	46S
Legal Section	24
Legal Subdivision	PLACE AT CORKSCREW
Legal Phase	2
Legal Block	H
Legal Lot Number	813
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1000
Census Tract	40138

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 17, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC
Aug 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	2023290832
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 1, 2023
Property Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Document Number	0000290832
Map Reference	DOC 2018000230678
Instrument Date	Aug 31, 2023
Instrument	2023000290832
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Tax	$6,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037875
Date	Jan 31, 2023
Instrument	2023000037875

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 17, 2021
Property Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Document Number	0000083422
Map Reference	DOC 2018000230678
Instrument Date	Feb 25, 2021
Instrument	2021000083422
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,795.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083423
Date	Mar 17, 2021
Instrument	2021000083423

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Aug 21, 2020
Property Address	19851 WATERLOO WAY, ESTERO, FL 33928-6623
Document Number	0000197298
Instrument Date	Aug 20, 2020
Instrument	197298
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,901.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,145.00 (+24.42%)	$772,797 (+21.72%) Land $151,470 Building $621,327	$772,797 (+3.33%) Land $151,470 Building $621,327
2023	$9,761.00 (+0.76%) Homeowner's exemption	$634,915 (+3%)	$747,900 (+21.33%) Land $139,200 Building $608,700
2022	$9,687.00 Homeowner's exemption	$616,422 Land $99,185 Building $517,237	$616,422 Land $99,185 Building $517,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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