19811 Waterloo Way, Estero, FL 33928 Property Records

Lee County property record for 19811 Waterloo Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,547 sqft · built 2020
Lot Size	0.382 acres (16,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Oct 2020)
Tax Bill	$7,681 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-46-26-L1-0700H.8090`

Property Details

APN / Parcel Number

Primary APN	`24-46-26-L1-0700H.8090`
Alternative APNs	`262446L10700H8090` `10588089`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,547 sqft Living Area
Gross Area	4,336 sqft
1st Floor Area	1,605 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	16,627 sqft (0.382 acres)
Garage Type	Attached
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10588089
Street Address	19811 WATERLOO WAY
City	ESTERO
State	FL
Zip	33928-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PLACE AT CORKSCREW PHASE 2-B BLOCK H LOT 809 AS DESC IN INST 2018000230678
Legal Range	26E
Legal Township	46S
Legal Section	24
Legal Subdivision	PLACE AT CORKSCREW
Legal Phase	2
Legal Block	H
Legal Lot Number	809
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1000
Census Tract	40138

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19811 WATERLOO WAY, ESTERO, FL 33928-6623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 30, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
May 1, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2020265906
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19811 WATERLOO WAY, ESTERO, FL 33928-6623
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338882
Date	Nov 8, 2022
Instrument	2022000338882

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 30, 2020
Property Address	19811 WATERLOO WAY, ESTERO, FL 33928-6623
Document Number	0000265906
Map Reference	DOC 2018000230678
Instrument Date	Oct 21, 2020
Instrument	2020000265906
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19811 WATERLOO WAY, ESTERO, FL 33928-6623

Mortgage

Document Number	0000265907
Date	Oct 30, 2020
Instrument	2020000265907

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	May 1, 2020
Property Address	19811 WATERLOO WAY, ESTERO, FL 33928-6623
Document Number	0000102961
Instrument Date	May 1, 2020
Instrument	102961
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$17,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,798 (+2.7%)	$697,360 (+14.98%) Land $149,743 Building $547,617
2025	$7,681.00 (+5.44%) Homeowner's exemption	$474,974 (+5.99%)	$606,489 (-5.62%) Land $174,259 Building $432,230
2023	$7,285.00 (+0.26%) Homeowner's exemption	$448,144 (+3%)	$642,581 (+11.81%) Land $169,424 Building $473,157
2022	$7,266.00 Homeowner's exemption	$435,091	$574,689 Land $99,185 Building $475,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Waterloo Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures