1985 Pierce St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 1985 Pierce St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	2,782 sqft · built 2003
Lot Size	0.274 acres (11,948 sqft)
Owner	2 Trust Names on File
Last Sale	$1,075,000 (Aug 2022)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`275-11-03-063`

Property Details

APN / Parcel Number

Primary APN	`275-11-03-063`
Alternative APN	`275-00-00-116`

Interior

Stories	1 Story
Building Area	2,782 sqft Finished Area
Gross Area	3,464 sqft
1st Floor Area	1,772 sqft
2nd Floor Area	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,948 sqft (0.274 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Location & Zoning

Street Address	1985 PIERCE ST
City	DANIEL ISLAND
State	SC
Zip	29492-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 784DANIEL ISLAND (275-11-02 & 03)
Legal Subdivision	DANIEL ISLAND- CENTER PARK
Legal Block	A
Legal Lot Number	7
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	3
Census Block	3001
Census Tract	20407

Owner

1985 Pierce St is owner-occupied and held in a trust since August 2022.

Source: Berkeley County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-9007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN FIRST BANK NA
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Feb 8, 2022	Deed, Transfer
Aug 8, 2022	Deed, Transfer WEEKS & IRVINE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	202231342
Deed Book / Page	4331 / 138
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982

Mortgage

Document Number	04820/0001
Date	Apr 1, 2024
Book Page	4820/1
Instrument	2024009551

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29492

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Mar 28, 2029

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982

Mortgage

Document Number	04416/0344
Date	Nov 16, 2022
Book Page	4416/344
Instrument	2022043381

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	SUMMERVILLE, SC 29486

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 8, 2022
Property Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Document Number	04142/0475
Book / Page	4142 / 475
Map Reference	CAB P SL 104A
Instrument Date	Feb 2, 2022
Instrument	2022005330
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$2,795.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 8, 2022
Property Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Document Number	04331/0138
Book / Page	4331 / 138
Map Reference	CAB P SL 104A
Instrument Date	Feb 2, 2022
Instrument	2022031342
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Tax	$2,795.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1985 PIERCE ST, DANIEL ISLAND, SC 29492-7982

Tax Assessment & Valuation

The 2025 property tax bill for 1985 Pierce St was $7,066 with a homeowner's exemption, down 1.2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,101,900 (+2,4%) Land $260,000 Building $841,900	$1,101,900 (-) Land $260,000 Building $841,900
2025	$7,066.00 (-1.16%)	$44,076 (-) Land $10,400 Building $33,676	$1,101,900 (-) Land $260,000 Building $841,900
2024	$7,149.00 Homeowner's exemption	$44,076 Land $10,400 Building $33,676	$1,101,900 Land $260,000 Building $841,900
2022	$3,422.00	$63,780 Land $13,200 Building $50,580	$1,063,000 Land $220,000 Building $843,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1985 Pierce St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 396 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	510 units insured incl. 114 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 Pierce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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