1981 Pierce St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 1981 Pierce St, Daniel Island, SC 29492

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,712 sqft · built 2013
Lot Size0.209 acres (9,117 sqft)
Owner2 Individual Names on File
Last Sale$349,570 (Oct 2003)
Tax Bill$4,362 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Nov 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN275-11-03-064

Property Details

APN / Parcel Number

Primary APN275-11-03-064
Alternative APN
  • 275-00-00-116

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,712 sqft Finished Area
Gross Area3,708 sqft
1st Floor Area1,303 sqft
2nd Floor Area1,409 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area9,117 sqft (0.209 acres)
Garage Area480 sqft
PorchSlab
Porch Area242 sqft
Patio Area274 sqft

Location & Zoning

Street Address1981 PIERCE ST
CityDANIEL ISLAND
StateSC
Zip29492-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCHARLESTON
Legal DescriptionASSESSMENT DISTRICT: 784DANIEL ISLAND (275-11-02 & 03)PARCEL Y
Legal SubdivisionDANIEL ISLAND- CENTER PARK
Legal BlockA
Legal Lot Number6
JurisdictionBERKELEY SC
Township / Civil DivisionWANDO
Census Block Group3
Census Block3001
Census Tract20407

Owner

1981 Pierce St is owned and occupied by two individuals who acquired it in March 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address704 LANGHAM CT, INDIANAPOLIS, IN 46259
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2017Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Nov 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Mar 7, 2022Intrafamily Transfer, Transfer
Oct 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2003 · Amount on File
Deed SaleOct 2, 2003 · Amount on File
Prior SaleJan 11, 2002 · Amount on File
Deed Document Number200331908
Deed Book / Page3608 / 331
Last Transfer DateMar 3, 2022
Transfer Doc04170/0947
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02447/0275
DateApr 25, 2017
Book Page2447/0275
Instrument2017014325
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 21, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02884/0521
DateNov 5, 2018
Book Page2884/0521
Instrument2018038153
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKELEY SC
Recording DateMar 7, 2022
Property Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Document Number04170/0947
Book / Page4170 / 947
Map ReferenceCAB P SL 104A
Instrument DateMar 3, 2022
Instrument2022009237
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKELEY SC
Recording DateOct 28, 2020
Property Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982
Document Number03557/0449
Book / Page3557 / 449
Map ReferenceMB 10016 PG 067
Instrument DateOct 21, 2020
Instrument2020042433
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1981 PIERCE ST, DANIEL ISLAND, SC 29492-7982

Mortgage

Document Number2020042434
DateOct 28, 2020
Instrument2020042434
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Pierce St was $4,362 with a homeowner's exemption, up 0.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
MunicipalityCharleston City
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$665,879 (+2,400.02%) Land $163,529 Building $502,350$1,058,700 (-) Land $260,000 Building $798,700
2025$4,362.00 (+0.28%) Homeowner's exemption$26,635 (-) Land $6,541 Building $20,094$1,058,700 (-) Land $260,000 Building $798,700
2024$4,350.00 Homeowner's exemption$26,635 Land $6,541 Building $20,094$1,058,700 Land $260,000 Building $798,700
2022$3,988.00$34,741 Land $7,500 Building $27,241$648,500 Land $140,000 Building $508,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1981 Pierce St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 396 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies510 units insured
incl. 114 condo units
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Pierce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Home Telecom
Fiber
5,000 / 5,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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