1985 Phillips St, Reno, NV 89509 Property Records

Washoe County property record for 1985 Phillips St, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1959
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$517,000 (Apr 2024)
Tax Bill	$910 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`019-022-08`

Property Details

APN / Parcel Number

Primary APN	`019-022-08`
Alternative APN	`34246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34246
Street Address	1985 PHILLIPS ST
City	RENO
State	NV
Zip	89509-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF5
Legal Description	COUNTRY CLUB HEIGHTS FR LTS 27 & 28
Legal Range	19
Legal Township	19
Legal Subdivision	COUNTRY CLUB HEIGHTS
Legal Lot Number	27 28 28
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2002
Census Tract	1104

Owner

1985 Phillips St is owned and occupied by an individual who bought it in April 2024.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 27, 2024	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE COMPANY NV
Feb 27, 2024	Bargain and Sale Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 12, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 7, 2017	Grant Deed, Transfer CAPITAL TITLE COMPANY OF NV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Feb 27, 2024 · Amount on File
Deed Document Number	5448692
Record Updated	Jun 8, 2026

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 15, 2024
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0005448692
Instrument Date	Apr 15, 2024
Instrument	5448692
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,119.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5150 MAE ANNE AVE # 5338, 5338, RENO, NV 89523-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1985 PHILLIPS ST, RENO, NV 89509-3623

Mortgage

Document Number	0005448693
Date	Apr 15, 2024
Instrument	5448693

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Feb 27, 2024
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0005437725
Instrument Date	Feb 21, 2024
Instrument	5437725
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 JOHNSON PL, RENO, NV 89509-2379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 JOHNSON PL, RENO, NV 89509-2379

February 2024: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 27, 2024
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0005437726
Instrument Date	Feb 5, 2024
Instrument	5437726
Transaction Type	Construction Loan
Record Updated	Mar 13, 2024
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 JOHNSON PL, RENO, NV 89509-2379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9450 SW GEMINI DR # 19391, 19391, BEAVERTON, OR 97008-7105
Investor	Possibly a Property Investor

Mortgage

Document Number	0005437727
Date	Feb 27, 2024
Instrument	5437727

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PHILLIPS ST, RENO, NV 89509-3623

Mortgage

Document Number	0005288539
Date	Mar 25, 2022
Instrument	5288539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0004963993
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PHILLIPS ST RENO NV 895093623, RENO, NV 89509-3623

Mortgage

Document Number	0004963993
Date	Oct 18, 2019
Instrument	4963993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 12, 2017
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0004743636
Map Reference	MAP240
Instrument Date	Sep 7, 2017
Instrument	4743636
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CAPITAL TITLE CO OF NEVADA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PHILLIPS ST, RENO, NV 89509-3623

Mortgage

Document Number	0004743637
Date	Sep 12, 2017
Instrument	4743637

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 7, 2017
Property Address	1985 PHILLIPS ST, RENO, NV 89509-3623
Document Number	0004769734
Instrument Date	Sep 7, 2017
Instrument	4769734
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CAPITAL TITLE COMPANY OF NV

Transaction

Amount	Amount on Record
Tax	$1,148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PHILLIPS ST RENO NV 895093623, RENO, NV 89509-3623

Tax Assessment & Valuation

The 2025 property tax bill for 1985 Phillips St was $910.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00	$63,916 Land $44,195 Building $19,721	$182,616 Land $126,270 Building $56,346
2023	$860.00	$59,590 Land $41,580 Building $18,010	$170,256 Land $118,800 Building $51,456

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1985 Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, T-Mobile.

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