1650 Phillips St, Reno, NV 89509 Property Records

Washoe County property record for 1650 Phillips St, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 953 sqft · built 1941
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Sep 1997)
Tax Bill	$547 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-023-10`

Property Details

APN / Parcel Number

Primary APN	`019-023-10`
Alternative APN	`34271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	953 sqft Living Area
1st Floor Area	953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.113 acres)
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	49 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1650 PHILLIPS ST
City	RENO
State	NV
Zip	89509-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF5
Legal Description	COUNTRY CLUB HEIGHTS LT 39
Legal Subdivision	COUNTRY CLUB HEIGHTS
Legal Lot Number	39
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2001
Census Tract	1104

Owner

Source: Washoe County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 5, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1997 · Amount on Record
Deed Sale	Sep 2, 1997 · Amount on Record
Deed Document Number	19972131035
Deed Book / Page	4971 / 547
Last Transfer Date	Sep 25, 2006
Transfer Doc	0003444622
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Jun 29, 2026
Property Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Document Number	0005632640
Instrument Date	Jun 23, 2026
Instrument	20265632640
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 PHILLIPS ST, RENO, NV 89509-3624

Mortgage

Document Number	0005632640,
Date	Jun 29, 2026
Instrument	20265632640

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005255677
Date	Dec 7, 2021
Instrument	5255677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005131721
Date	Jan 25, 2021
Instrument	5131721

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	May 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Document Number	0004888076
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 PHILLIPS ST RENO NV 895093624, RENO, NV 89509-3624

Mortgage

Document Number	0004888076
Date	Feb 15, 2019
Instrument	4888076

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 14, 2039

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1650 PHILLIPS ST, RENO, NV 89509-3624
Document Number	0004694562
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 PHILLIPS ST RENO NV 895093624, RENO, NV 89509-3624

Mortgage

Document Number	0004694562
Date	Apr 11, 2017
Instrument	4694562

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2037

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,975 (+12.05%) Land $51,188 Building $14,788
2025	$547.00 (-21.07%)	$58,879 (+7.06%) Land $44,195 Building $14,684	$168,223 (+7.06%) Land $126,270 Building $41,953
2023	$693.00	$54,996 Land $41,580 Building $13,416	$157,131 (+35.63%) Land $118,800 Building $38,331
2021			$115,856 Land $85,500 Building $30,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, T-Mobile.

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