Clay County property record for 1985 Hickory Trace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,357 sqft · built 2007 |
| Lot Size | 0.252 acres (10,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2022) |
| Tax Bill | $8,244 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-26-014266-034-32 |
| Primary APN | 17-05-26-014266-034-32 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,357 sqft Living Area |
| Gross Area | 5,191 sqft |
| 1st Floor Area | 2,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,987 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 834 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,088 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1985 HICKORY TRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 86 RIVER HILLS RESERVE U-2 AS REC OR 4794 PG 909 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 17 |
| Legal Subdivision | RIVER HILLS RESERVE U-2 |
| Legal Lot Number | 86 |
| Legal Unit | 2AS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit MID PENN BANK |
| Feb 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 12, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICHOICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Oct 22, 2008 · Amount on Record |
| Deed Document Number | 202260983 |
| Deed Book / Page | 4656 / 2002 |
| Prior Transfer Date | Aug 31, 2022 |
| Prior Transfer Doc | 0046562002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Investor | Possibly a Property Investor |
| Document Number | 0045650928 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 4565/928 |
| Instrument | 2022006634 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, PA 17057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 7, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Number | 0047940909 |
| Book / Page | 4794 / 909 |
| Map Reference | MB 38 PG 77-81 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024006608 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7034 BEECH TREE DR, HARRISBURG, PA 17111-5083 |
| Name | Verified Name |
|---|---|
| Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Number | 0004794914 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 4794/914 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Number | 0047940907 |
| Book / Page | 4794 / 907 |
| Map Reference | MB 38 PG 77-81 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2024006607 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Number | 0047940907 |
| Book / Page | 4794 / 907 |
| Map Reference | MB 38 PG 77-81 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2024006607 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Number | 0046562002 |
| Book / Page | 4656 / 2002 |
| Map Reference | OR 3059 PG 1626 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022060983 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14030 ATLANTIC BLVD UNIT 1126, 1126, JACKSONVILLE, FL 32225-3296 |
| Name | Verified Name |
|---|---|
| Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1985 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8391 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040220571 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 4022/0571 |
| Instrument | 2017053227 |
| Name | AMERICHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2027 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,244.00 (+10.88%) | $580,700 (+11.84%) | $676,740 (+2.27%) Land $85,000 Building $591,740 |
| 2024 | $7,435.00 (-20.34%) | ||
| 2023 | $9,334.00 (+9.75%) Homeowner's exemption | $519,246 (+9.63%) | $661,742 (+13.8%) Land $85,000 Building $576,742 |
| 2022 | $8,505.00 Homeowner's exemption | $473,637 | $581,496 Land $70,000 Building $511,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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