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1976 Hickory Trace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1976 Hickory Trace Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,087 sqft · built 2005
Lot Size0.248 acres (10,844 sqft)
Owner2 Owner Names on Record
Last Sale$532,000 (Jun 2006)
Tax Bill$4,678 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-05-26-014266-034-25

Property Details

APN / Parcel Number

Primary APN17-05-26-014266-034-25

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,087 sqft Heated Area
Gross Area4,455 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,844 sqft (0.248 acres)
Garage Area826 sqft

Exterior Amenities

PorchPorch
Porch Area542 sqft
Patio Area312 sqft
BalconyBalcony
Balcony Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1976 HICKORY TRACE DR
CityFLEMING ISLAND
StateFL
Zip32003-8390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 50 RIVER HILLS RESERVE U-2AS REC O R 2746 PG 490
Legal Range26
Legal Township05
Legal Section17
Legal SubdivisionRIVER HILLS RESERVE
Legal Lot Number50
Legal Unit2AS
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1976 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Feb 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2006 · Amount on Record
Deed SaleJun 16, 2006 · Amount on Record
Deed Document Number0002746490
Deed Book / Page2746 / 490
Last Transfer DateJun 22, 2006
Transfer Doc0027460490
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1976 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1976 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390

Mortgage

Document Number0045111073
DateSep 22, 2021
Book Page4511/1073
Instrument2021059259
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1976 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
Document Number0039491103
Book / Page003949 / 001103
Instrument DateFeb 25, 2017
Transaction TypeMortgage
Record UpdatedMay 29, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1976 HICKORY TRACE DR FLEMING ISLAND FL 320038390, FLEMING ISLAND, FL 32003-8390

Mortgage

Document Number0039491103
DateMar 3, 2017
Book Page003949/001103
Instrument10873
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,678.00 (-27.12%) Homeowner's exemption$346,882 (+5.99%)$534,239 (+1.02%) Land $100,000 Building $434,239
2023$6,419.00 (+4.66%) Homeowner's exemption$327,288 (+3%)$528,847 (+15.86%) Land $100,000 Building $428,847
2022$6,133.00 Homeowner's exemption$317,756$456,467 Land $80,000 Building $376,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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