1984 W Chippewa Ln, Midland, MI 48640 Property Records

Midland County property record for 1984 W Chippewa Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1953
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2020)
Tax Bill	$1,835 (2022)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`040-024-100-070-00`

Property Details

APN / Parcel Number

Primary APN	`040-024-100-070-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Exterior Material	Wood Siding
Lot Area	21,780 sqft (0.5 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	04002410007000
Street Address	1984 W CHIPPEWA LN
City	MIDLAND
State	MI
Zip	48640-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T14N R1E COM 726 FT S & 247.5 FT W OF NE SEC COR, TH S 264 FT, W 82.5 FT N 264 FT, E 82.5 FT.
Legal Range	01E
Legal Township	14N
Legal Section	24
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3033
Census Tract	291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1984 E CHIPPEWA LN, MIDLAND, MI 48640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Oct 23, 2019
Deed Document Number	0016401297
Deed Book / Page	1640 / 1297
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 23, 2020
Property Address	1984 W CHIPPEWA LN, MIDLAND, MI 48640-4118
Document Number	1640/1297
Book / Page	1640 / 1297
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1984 W CHIPPEWA LN, 1984, MIDLAND, MI 48640-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 W CHIPPEWA LN # 335, 335, MIDLAND, MI 48640-4118

Mortgage

Document Number	16401298
Date	Dec 23, 2020
Instrument	1640/1298

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 23, 2019
Property Address	1984 W CHIPPEWA LN, MIDLAND, MI 48640-4118
Document Number	01628/00624
Book / Page	01628 / 00624
Instrument Date	Oct 18, 2019
Instrument	01628-00624
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1413 S POSEYVILLE RD, 1413, MIDLAND, MI 48640-8583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 W CHIPPEWA LN, MIDLAND, MI 48640-4117

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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