1946 W Chippewa Ln, Midland, MI 48640 Property Records

Midland County property record for 1946 W Chippewa Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1930
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$118,240 (Feb 2025)
Tax Bill	$3,254 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`040-024-100-100-00`

Property Details

APN / Parcel Number

Primary APN	`040-024-100-100-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1946 W CHIPPEWA LN
City	MIDLAND
State	MI
Zip	48640-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T14N R1E COM 687.2 FT S, 353.7 FT S 69D 20M W & 153 FT W OF NE SEC COR, TH W 100 FT, S 212.5 FT, E 100 FT, N 212.5 FT.
Legal Range	01E
Legal Township	14N
Legal Section	24
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3038
Census Tract	291200

Owner

Source: Midland County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4900 N SAGINAW RD, MIDLAND, MI 48640-2324
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Nov 13, 2024 · Amount on Record
Deed Document Number	20251575
Deed Book / Page	2025 / 1575
Last Transfer Date	May 7, 2025
Transfer Doc	2025R04350
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1946 W CHIPPEWA LN, MIDLAND, MI 48640-4118
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 W CHIPPEWA LN, MIDLAND, MI 48640-4118

Mortgage

Document Number	001663/229
Date	Feb 24, 2023
Book Page	1663/229

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 25, 2020
Property Address	1946 W CHIPPEWA LN, MIDLAND, MI 48640-4118
Document Number	1634/1250
Book / Page	1634 / 1250
Instrument Date	Jun 23, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1946 W CHIPPEWA LN, 1946, MIDLAND, MI 48640-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1704 LOWA AVE, SAGINAW, MI 48601

Mortgage

Document Number	16341251
Date	Jun 25, 2020
Instrument	1634/1251

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 12, 2017
Property Address	1946 W CHIPPEWA LN, MIDLAND, MI 48640-4118
Document Number	1602/0783
Book / Page	1602 / 0783
Instrument Date	Jan 12, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 W BUTTLES ST, 412, MIDLAND, MI 48640-4919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 W CHIPPEWA LN, MIDLAND, MI 48640-4118

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,600	$167,200
2024	$3,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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