1983 Oak St, Clearwater, FL 33760 Property Records

Pinellas County property record for 1983 Oak St, Clearwater, FL 33760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 2023
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2023)
Tax Bill	$7,517 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-0062-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-0062-1`
Alternative APNs	`29-29-16-62820-001-0030` `291629628200010030` `162929628200010030` `R314955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,666 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	394 sqft
Porch	Slab
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R314955
Street Address	1983 OAK ST
City	CLEARWATER
State	FL
Zip	33760-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	OAK KNOLL BLK A, LOT 3
Legal Range	16E
Legal Township	29S
Legal Section	29
Legal Subdivision	OAK KNOLL
Legal Tract	62820
Legal Block	A
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1016
Census Tract	24507

Owner

1983 Oak St is owned and occupied by two individuals who bought it in November 2023.

Source: Pinellas County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1983 OAK ST, CLEARWATER, FL 33760-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 12, 2023	Deed of Trust, Mortgage · Balloon Mortgage HONGJIAN HE ROTH IRA
Aug 29, 2022	Warranty Deed, Transfer · Balloon Mortgage HE HONGJIAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	2023304739
Deed Book / Page	22638 / 108
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 30, 2023
Property Address	1983 OAK ST, CLEARWATER, FL 33760-1702
Document Number	0226380108
Book / Page	22638 / 108
Map Reference	MB 24 PG 45
Instrument Date	Nov 27, 2023
Instrument	2023304739
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 OAK ST, CLEARWATER, FL 33760-1702

Mortgage

Document Number	0022638110
Date	Nov 30, 2023
Instrument	22638/110

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1983 OAK ST, CLEARWATER, FL 33760-1702
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5740

Mortgage

Document Number	0224041976
Date	Apr 12, 2023
Book Page	22404/1976
Instrument	2023094205

Lender

Name	HONGJIAN HE ROTH IRA
Type	Non-Lending Institution
Address	CLEARWATER, FL 33765

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2024

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 29, 2022
Property Address	1983 OAK ST, CLEARWATER, FL 33760-1702
Document Number	0221840405
Book / Page	22184 / 405
Map Reference	MB 24 PG 45
Instrument Date	Aug 22, 2022
Instrument	2022262944
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13451 OLD DADE CITY RD, 13451, KATHLEEN, FL 33849-9562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SHEFFIELD CIR E # E, E, PALM HARBOR, FL 34683-5740

Mortgage

Document Number	0022184407
Date	Aug 29, 2022
Instrument	22184/407

Lender

Name	HE HONGJIAN
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	2 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1983 Oak St was $7,517 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,517.00 Homeowner's exemption	$444,252 Land $79,831 Building $364,421	$444,252 Land $79,831 Building $364,421
2023	$1,371.00 (+124.39%)	$75,063 (+18.78%)	$75,063 (-48.53%) Land $75,063
2022	$611.00 Homeowner's exemption	$63,196	$145,847 Land $112,510 Building $33,337

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1983 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	427 units insured incl. 268 condo units
Nearby Flood Claims	33 (1979–2024)
Claims Outside the SFHA	11 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 8 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1983 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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