Pinellas County property record for 1978 Oak St, Clearwater, FL 33760
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 560 sqft · built 1962 |
| Lot Size | 0.161 acres (7,031 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,585 (Sep 1999) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-0082-9 |
| Primary APN | C62-000-764-0082-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,031 sqft (0.161 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|
| Account Number | R314976 |
|---|---|
| Street Address | 1978 OAK ST |
| City | CLEARWATER |
| State | FL |
| Zip | 33760-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | OAK KNOLL BLK B, LOT 6 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | OAK KNOLL |
| Legal Tract | 62820 |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 24507 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2618 COVE CAY DR, 803, CLEARWATER, FL 33760-1340 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 1999 · Amount on Record |
| Deed Sale | Sep 20, 1999 · Amount on Record |
| Deed Book / Page | 10664 / 1288 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0216232513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 13, 2021 |
| Property Address | 1978 OAK ST, CLEARWATER, FL 33760-1701 |
| Document Number | 0216232513 |
| Book / Page | 21623 / 2513 |
| Map Reference | MB 24 PG 45 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021229541 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2618 COVE CAY DR UNIT 803, 803, CLEARWATER, FL 33760-1340 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 (+12.75%) | $132,820 (+23.38%) Land $80,491 Building $52,329 | $132,820 (+23.38%) Land $80,491 Building $52,329 |
| 2024 | $1,734.00 (+9.47%) | ||
| 2023 | $1,584.00 (+13.63%) | $107,653 (+21.35%) | $107,653 (+21.35%) Land $68,127 Building $39,526 |
| 2022 | $1,394.00 | $88,712 | $88,712 Land $63,269 Building $25,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 159 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 427 units insured incl. 268 condo units |
| Nearby Flood Claims | 33 (1979–2024) |
| Claims Outside the SFHA | 11 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Frontier.
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