Essex County property record for 1983 Howerton Rd, Dunnsville, VA 22454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1996 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,222 (2026) |
| Deeds & Mortgages | Nov 2019 Reverse Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-1-7 |
| Primary APN | 50-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9300 |
|---|---|
| Street Address | 1983 HOWERTON RD |
| City | DUNNSVILLE |
| State | VA |
| Zip | 22454-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | DIX SUBDIVISION LOT 7 SECT I |
| Legal Subdivision | DIX SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950800 |
1983 Howerton Rd is owned and occupied by an individual.
Source: Essex County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1983 HOWERTON RD, DUNNSVILLE, VA 22454-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 13, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Mar 25, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 1983 HOWERTON RD, DUNNSVILLE, VA 22454-3316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0190001377 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 190001377 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.66% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2020 |
| Margin | 2 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Sep 13, 2022 |
| Property Address | 1983 HOWERTON RD, DUNNSVILLE, VA 22454-3316 |
| Document Number | 0220001338 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 220001338 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1983 HOWERTON RD, RUBY, VA 22545 |
| Document Number | 0220001339 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 220001339 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Mar 25, 2022 |
| Property Address | 1983 HOWERTON RD, DUNNSVILLE, VA 22454-3316 |
| Document Number | 0220000454 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 220000454 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1983 Howerton Rd was $1,222.
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,222.00 | $222,200 (-) Land $22,200 Building $200,000 | $222,200 (-) Land $22,200 Building $200,000 |
| 2025 | $1,222.00 | $222,200 Land $22,200 Building $200,000 | $222,200 Land $22,200 Building $200,000 |
| 2023 | $1,057.00 | $144,900 Land $20,200 Building $124,700 | $144,900 Land $20,200 Building $124,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1983 Howerton Rd in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 86 (1985–2023) |
| Claims Outside the SFHA | 4 of 86 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1983 Howerton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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