1907 Howerton Rd, Dunnsville, VA 22454 Property Records

Essex County property record for 1907 Howerton Rd, Dunnsville, VA 22454

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,354 sqft · built 1998
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$166,000 (Dec 2017)
Tax Bill$1,196 (2026)
Deeds & MortgagesSep 2020 Second Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-1-4

Property Details

APN / Parcel Number

Primary APN50-1-4
Alternative APN
  • 9297

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area88 sqft
Deck Area144 sqft
Shed1 Shed
Shed Area192 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9297
Street Address1907 HOWERTON RD
CityDUNNSVILLE
StateVA
Zip22454-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionDIX SUBDIVISION LOT 4 SECT I
Legal SubdivisionDIX SUBDIVISION
Legal Lot Number4
JurisdictionESSEX VA
Township / Civil DivisionCENTRAL
Census Block Group3
Census Block3023
Census Tract950800

Owner

1907 Howerton Rd is owned and occupied by an individual who bought it in December 2017.

Source: Essex County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1907 HOWERTON RD, DUNNSVILLE, VA 22454-3316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 20, 2017Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2017 · Amount on File
Deed SaleDec 20, 2017 · Amount on File
Prior SaleSep 4, 2012 · Amount on File
Deed Document Number20171520
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address1907 HOWERTON RD, DUNNSVILLE, VA 22454-3316
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200001129
DateSep 16, 2020
Instrument200001129
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term328 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX VA
Recording DateDec 20, 2017
Property Address1907 HOWERTON RD, DUNNSVILLE, VA 22454-3316
Document Number170001520
Instrument DateDec 19, 2017
Instrument170001520
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1907 HOWERTON RD, DUNNSVILLE, VA 22454-3316

Mortgage

Document Number170001521
DateDec 20, 2017
Instrument170001521
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1907 Howerton Rd was $1,196.

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyEssex County
Unified School DistrictEssex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,196.00$217,600 (-) Land $22,000 Building $195,600$217,600 (-) Land $22,000 Building $195,600
2025$1,196.00$217,600 Land $22,000 Building $195,600$217,600 Land $22,000 Building $195,600
2023$1,283.00$175,800 Land $20,000 Building $155,800$175,800 Land $20,000 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 Howerton Rd in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims86 (1985–2023)
Claims Outside the SFHA4 of 86
Most Recent ClaimSep 2023 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 23 claims
  • Hurricane Isabel, Sep 2003 · 31 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 Howerton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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