1982 Wedgemere Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1982 Wedgemere Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1958
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2015)
Tax Bill	$8,974 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`486-250-01-00`

Property Details

APN / Parcel Number

Primary APN	`486-250-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,035 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	10,600 sqft (0.243 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1982 WEDGEMERE RD
City	EL CAJON
State	CA
Zip	92020-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 60 TR 002803
Legal Subdivision	CROYDON LANE SUB
Legal Tract	002803
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC
Apr 25, 2022	Deed of Trust, Mortgage CABRILLO CU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 1, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 1, 2017	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Prior Sale	Feb 6, 2015 · Amount on Record
Deed Document Number	2015338365
Prior Transfer Date	Feb 6, 2003
Prior Transfer Doc	0000212324
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000083492
Date	Mar 26, 2026
Instrument	2026-0083492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000300534
Date	Oct 31, 2023
Instrument	2023-0300534

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000179603
Date	Apr 25, 2022
Instrument	2022-0179603

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEGHERE RD, EL CAJON, CA 92020

Mortgage

Document Number	0000859840
Date	Dec 22, 2021
Instrument	2021-0859840

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000370067
Date	May 13, 2021
Instrument	2021-0370067

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000642786
Date	Oct 21, 2020
Instrument	2020-0642786

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Document Number	0000371666
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1982 WEDGEMERE RD EL CAJON CA 920202242, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000371666
Date	Jul 13, 2020
Instrument	371666

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Document Number	0000475169
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1982 WEDGEMERE RD EL CAJON CA 920202242, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000475169
Date	Oct 22, 2019
Instrument	475169

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Document Number	0000523626
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1982 WEDGEMERE RD EL CAJON CA 920202242, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000523626
Date	Nov 9, 2017
Instrument	523626

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1982 WEDGEMERE RD, EL CAJON, CA 92020-2242
Document Number	0000307871
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1982 WEDGEMERE RD EL CAJON CA 920202242, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000307871
Date	Jul 7, 2017
Instrument	307871

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,228 (+2%) Land $257,431 Building $416,797
2025	$8,974.00 (+3.01%)	$661,009 (+4.04%) Land $252,384 Building $408,625
2024	$8,712.00 (+2.8%)
2023	$8,475.00 (+1.44%)	$635,343 Land $242,585 Building $392,758
2022	$8,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Wedgemere Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures