1938 Wedgemere Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1938 Wedgemere Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1955
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jun 2002)
Tax Bill	$6,781 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-250-03-00`

Property Details

APN / Parcel Number

Primary APN	`486-250-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
View / Lot	Good
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1938 WEDGEMERE RD
City	EL CAJON
State	CA
Zip	92020-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 58 /EXC E 20 FT LYING S OF W PROL N LI LOT 57/ TR 002803
Legal Subdivision	CROYDON LANE SUB
Legal Tract	002803
Legal Block	2
Legal Lot Number	58,57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1938 WEDGEMERE RD, EL CAJON, CA 92020-2242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT FINANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2002 · Amount on Record
Deed Sale	Jun 12, 2002 · Amount on Record
Prior Sale	Dec 18, 1989 · Amount on Record
Deed Document Number	2002499926
Last Transfer Date	Nov 15, 2006
Transfer Doc	0000825209
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455625
Date	Oct 10, 2019
Instrument	2019-0455625

Lender

Name	MISSION FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455624
Date	Oct 10, 2019
Instrument	2019-0455624

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 WEDGEMERE RD, EL CAJON, CA 92020-2242
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 WEDGEMERE RD, EL CAJON, CA 92020-2242

Mortgage

Document Number	0000442260
Date	Jun 16, 2021
Instrument	2021-0442260

Lender

Name	DIRECT FINANCE
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,379 (+2%) Land $256,154 Building $271,225
2025	$6,781.00 (+2.91%) Homeowner's exemption	$517,039 (+4.04%) Land $251,132 Building $265,907
2023	$6,589.00 (-3.96%) Homeowner's exemption	$496,964 Land $241,381 Building $255,583
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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