1982 Southgate Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1982 Southgate Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jan 2024)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-352-012`

Property Details

APN / Parcel Number

Primary APN	`05-06-352-012`
Alternative APNs	`506352012` `330A612`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Account Number	330A612
Street Address	1982 SOUTHGATE DR
City	DAVIS
State	IL
Zip	61019-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 1982
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1982
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1021
Census Tract	4100

Owner

1982 Southgate Dr is owned by two individuals who bought it in January 2024.

Source: Winnebago County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13312 KELLEY RD, WINNEBAGO, IL 61088-9306
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
May 21, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20241122
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2024
Property Address	1982 SOUTHGATE DR, DAVIS, IL 61019-9407
Document Number	0000001122
Map Reference	BK32 PG262-270
Instrument Date	Dec 29, 2023
Instrument	2401122
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13312 KELLEY RD, WINNEBAGO, IL 61088-9306

Mortgage

Document Number	0000001123
Date	Jan 16, 2024
Instrument	2401123

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 21, 2018
Property Address	1982 SOUTHGATE DR, DAVIS, IL 61019-9407
Document Number	0001013957
Instrument Date	May 18, 2018
Instrument	1013957
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1982 SOUTHGATE DR DAVIS IL 610199407, DAVIS, IL 61019-9407

Mortgage

Document Number	1013958
Date	May 21, 2018
Instrument	1013958

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1982 Southgate Dr was $5,399.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00	$83,777 Land $10,948 Building $72,829	$251,331 Land $32,844 Building $218,487
2022	Homeowner's exemption	$85,012 Land $7,560 Building $77,452	$255,036 Land $22,680 Building $232,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1982 Southgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1982 Southgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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