1981 Southgate Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1981 Southgate Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,500 (Oct 2018)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Dec 2020 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-352-013`

Property Details

APN / Parcel Number

Primary APN	`05-06-352-013`
Alternative APNs	`506352013` `330A611`

Exterior

Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Street Address	1981 SOUTHGATE DR
City	DAVIS
State	IL
Zip	61019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 1981
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1981
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1021
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 3RD ST N, MONROE, WI 53566-3911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Oct 23, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	201830809
Last Transfer Date	Nov 16, 2020
Transfer Doc	0001036864
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 1, 2020
Property Address	1981 SOUTHGATE DR, DAVIS, IL 61019
Document Number	0001036864
Instrument Date	Nov 16, 2020
Instrument	1036864
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1015 3RD ST N MONROE WI 535663911, MONROE, WI 53566-3911
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1981 SOUTHGATE DR, DAVIS, IL 61019
Document Number	0001033078
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1981 SOUTHGATE DR DAVIS IL 61019, DAVIS, IL 61019

Mortgage

Document Number	0001033078
Date	Oct 29, 2020
Instrument	1033078

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 23, 2018
Property Address	1981 SOUTHGATE DR, DAVIS, IL 61019
Document Number	0001030809
Instrument Date	Oct 11, 2018
Instrument	1030809
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 SOUTHGATE DR DAVIS IL 61019, DAVIS, IL 61019

Mortgage

Document Number	1030810
Date	Oct 23, 2018
Instrument	1030810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2033

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00	$66,660 (+46.28%) Land $10,948 Building $55,712	$199,980 (+46.28%) Land $32,844 Building $167,136
2022		$45,569 Land $7,560 Building $38,009	$136,707 Land $22,680 Building $114,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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