Middlesex County and Lowell City property record for 1982 Middlesex St, Lowell, MA 01851
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $194,544 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T07285 |
| Primary APN | T07285 |
|---|---|
| Alternative APNs |
|
| Units | 18 Units |
|---|
| Lot Area | 118,048 sqft (2.71 acres) |
|---|---|
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | T07285 |
|---|---|
| Street Address | 1982 MIDDLESEX ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1047 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | SMF |
| Legal Block | 4085 |
| Legal Lot Number | 1982 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 311400 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1115 WESTFORD ST, LOWELL, MA 01851-2853 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PGIM REAL ESTATE FININANCIAL LLC |
| Apr 10, 2019 | Deed of Trust, Mortgage PRUDENTIAL MULTIFAMIL |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1982 MIDDLESEX ST, LOWELL, MA 01851-1047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 036768-249 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 36768/249 |
| Instrument | 4595 |
| Name | PGIM REAL ESTATE FININANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1982 MIDDLESEX ST, LOWELL, MA 01851-1047 |
| Document Number | 32904-205 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1982 MIDDLESEX ST LOWELL MA 018511047, LOWELL, MA 01851-1047 |
| Document Number | 32904-205 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 032904/000205 |
| Instrument | 14089 |
| Name | PRUDENTIAL MULTIFAMIL |
|---|
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $194,544.00 (+7.78%) | $17,140,400 (+9.01%) Land $3,564,000 Building $13,576,400 |
| 2025 | $180,506.00 (+1.61%) | $15,723,500 (+5.42%) Land $3,326,400 Building $12,397,100 |
| 2024 | $177,640.00 (+2.75%) | $14,915,200 (+7.15%) Land $3,105,000 Building $11,810,200 |
| 2023 | $172,891.00 | $13,920,400 Land $2,700,000 Building $11,220,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 27 (1979–2010) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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