Middlesex County and Lowell City property record for 1960 Middlesex St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,472 sqft · built 1930 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (May 2025) |
| Tax Bill | $5,387 (2026) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B01460 |
| Primary APN | B01460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,527 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | B01460 |
|---|---|
| Street Address | 1960 MIDDLESEX ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMF |
| Legal Subdivision | MIDDLESEX VILLAGE |
| Legal Block | 4085 |
| Legal Lot Number | 1960 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 311400 |
1960 Middlesex St is owned and occupied by an individual who bought it in May 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Oct 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance JEANNE D ARC CU |
| Oct 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance JEANNE D ARC CU |
| Jan 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Prior Sale | May 1, 2002 · Amount on File |
| Deed Book / Page | 39248 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 15, 2025 |
| Property Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 039248-208 |
| Book / Page | 39248 / 208 |
| Instrument Date | May 15, 2025 |
| Instrument | 14296 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 0000014297 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 14297 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 1, 2021 |
| Property Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 0036329-44 |
| Book / Page | 36329 / 44 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 57704 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 0000057705 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 57705 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 1, 2021 |
| Property Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 36329-44 |
| Book / Page | 36329 / 44 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 57704 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Document Number | 36329-47 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 36329/47 |
| Instrument | 57705 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1960 MIDDLESEX ST, LOWELL, MA 01851-1002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33738-78 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 33738/78 |
| Instrument | 1348 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 1960 Middlesex St was $5,387, up 6.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,387.00 (+6.8%) | $474,600 (+8.01%) Land $226,600 Building $248,000 | $517,601 (+0.38%) |
| 2025 | $5,044.00 (+2.69%) | $439,400 (+6.55%) Land $211,800 Building $227,600 | $515,660 (+27.12%) |
| 2024 | $4,912.00 (+7.06%) | $412,400 (+11.64%) Land $197,900 Building $214,500 | $405,650 |
| 2023 | $4,588.00 | $369,400 Land $172,100 Building $197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1960 Middlesex St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 27 (1979–2010) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1960 Middlesex St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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