1982 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 1982 Cornell Rd, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,964 sqft · built 2018
Lot Size0.409 acres (17,816 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (May 2007)
Tax Bill$2,794 (2025)
Deeds & MortgagesDec 2025 Mortgage
Feb 2018 Construction Loan
Flood ZoneZone AE (high risk)
APN12-05-24-006203-000-00

Property Details

APN / Parcel Number

Primary APN12-05-24-006203-000-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,964 sqft Living Area
Gross Area5,002 sqft
1st Floor Area1,964 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area17,816 sqft (0.409 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area891 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area563 sqft
Deck Area448 sqft
Patio Area664 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1982 CORNELL RD
CityMIDDLEBURG
StateFL
Zip32068-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-2
Legal DescriptionLOT 30 CORNELL PLACE F/K/A PT LOT 29 & ALL OF LOT 30 BLACK CREEK HILLS AS REC OR 2592 PG
Legal Range24E
Legal Township05S
Legal Section12
Legal SubdivisionBLACK CREEK HILLS
Legal Lot Number30,29
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3001
Census Tract30103

Owner

Source: Clay County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2606 KERMIT CT, ORANGE PARK, FL 32065-7681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK
Feb 26, 2018Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2007 · Amount on Record
Deed SaleMay 9, 2007 · Amount on Record
Prior SaleSep 6, 2005 · Amount on Record
Deed Document Number200729000
Deed Book / Page2894 / 742
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1982 CORNELL RD, MIDDLEBURG, FL 32068-5104
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1982 CORNELL RD, MIDDLEBURG, FL 32068-5104

Mortgage

Document Number0049961121
DateDec 12, 2025
Book Page4996/1121
Instrument2025058287
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1982 CORNELL RD, MIDDLEBURG, FL 32068-5104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040581028
DateFeb 26, 2018
Book Page4058/1028
Instrument2018009562
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033
Prepayment Penalty00 Months

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,794.00 (+4.88%) Homeowner's exemption$223,380 (+5.99%)$454,048 (+8.16%) Land $130,000 Building $324,048
2024$2,664.00 (-15.02%)
2023$3,135.00 (+6.85%) Homeowner's exemption$210,763 (+3%)$419,804 (+17.61%) Land $130,000 Building $289,804
2022$2,934.00 Homeowner's exemption$204,625$356,950 Land $100,000 Building $256,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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