1972 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 1972 Cornell Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,248 sqft · built 2008
Lot Size	0.319 acres (13,939 sqft)
Owner	Owner Name on File
Last Sale	$335,000 (Mar 2014)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-05-24-006208-000-00`

Property Details

APN / Parcel Number

Primary APN	`12-05-24-006208-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,248 sqft Heated Area
Gross Area	5,437 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Logs
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	127 ft deep x 110 ft wide
Garage Area	1,675 sqft

Exterior Amenities

Porch	Porch
Porch Area	514 sqft
Patio Area	48 sqft
Balcony	Balcony
Balcony Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1972 CORNELL RD
City	MIDDLEBURG
State	FL
Zip	32068-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	LOT 34 BLACK CREEK HILLS S/D OR 3624 PG 1783
Legal Range	24
Legal Township	05
Legal Section	12
Legal Subdivision	BLACK CREEK HILLS S/D
Legal Lot Number	34
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3001
Census Tract	30103

Owner

The current owner of 1972 Cornell Rd bought it in March 2014.

Source: Clay County records, as of December 18, 2025

Owner of Record	Owner Name on File
Mailing Address	1972 CORNELL RD, MIDDLEBURG, FL 32068-5104
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Mar 10, 2014 · Amount on File
Deed Sale	Mar 10, 2014 · Amount on File
Prior Sale	Aug 31, 2006 · Amount on File
Deed Document Number	2014012334
Deed Book / Page	3624 / 1783
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1972 CORNELL RD, MIDDLEBURG, FL 32068-5104
Document Number	0043020418
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 CORNELL RD MIDDLEBURG FL 320685104, MIDDLEBURG, FL 32068-5104

Mortgage

Document Number	0043020418
Date	Apr 27, 2020
Book Page	004302/000418
Instrument	20925

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1972 Cornell Rd was $4,912 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 Homeowner's exemption	$362,197	$581,718 Land $65,000 Building $516,718
2023	$5,124.00 (+5.24%) Homeowner's exemption	$341,738 (+3%)	$532,943 (+14.36%) Land $65,000 Building $467,943
2022	$4,869.00 Homeowner's exemption	$331,785	$466,002 Land $50,000 Building $416,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1972 Cornell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1972 Cornell Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20