19220 78th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 19220 78th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1981
Lot Size	0.287 acres (12,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,850 (Jan 2022)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401532-0-110`

Property Details

APN / Parcel Number

Primary APN	`401532-0-110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,084 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,511 sqft (0.287 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	19220 78TH AVE E
City	SPANAWAY
State	WA
Zip	98387-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 FRUITLAND GARDEN TR 3 RPT POR L 44 L 11 EASE OF RECORD SEG P-6095 HB EMS
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FRUITLAND GARDEN TR 3 RPT POR L 44
Legal Tract	3
Legal Lot Number	44,11
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19220 78TH AVE E, SPANAWAY, WA 98387-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2022441
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 21, 2022
Property Address	19220 78TH AVE E, SPANAWAY, WA 98387-5005
Document Number	0001210441
Map Reference	DOC 8010140276
Instrument Date	Jan 19, 2022
Instrument	202201210441
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,789.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19220 78TH AVE E, SPANAWAY, WA 98387-5005

Mortgage

Document Number	0001210442
Date	Jan 21, 2022
Instrument	202201210442

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0001210443
Date	Jan 21, 2022
Instrument	202201210443

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 28, 2020
Property Address	19220 78TH AVE E, SPANAWAY, WA 98387-5005
Document Number	0010281118
Map Reference	DOC 8010140276
Instrument Date	Oct 13, 2020
Instrument	202010281118
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 S 68TH AVE, YAKIMA, WA 98908-2198

Mortgage

Document Number	0010281119
Date	Oct 28, 2020
Instrument	202010281119

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.7%
Index	1-Year LIBOR
Max Rate	7.7%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,400 (+5.59%) Land $179,200 Building $166,200	$345,400 (+5.59%) Land $179,200 Building $166,200
2025	$3,800.00 (-2.21%)
2024	$3,886.00 (+0.7%)	$327,100 (-1.59%) Land $176,600 Building $150,500	$327,100 (-1.59%) Land $176,600 Building $150,500
2023	$3,859.00	$332,400 Land $162,800 Building $169,600	$332,400 Land $162,800 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Nearby Properties on 78th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures