19811 Kenzie Ave, Bend, OR 97702 Property Records

Deschutes County property record for 19811 Kenzie Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jun 2026)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181207-DB-00314`

Property Details

APN / Parcel Number

Primary APN	`181207-DB-00314`
Alternative APN	`245688`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,530 sqft
Great Room	Great Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	8,276 sqft (0.19 acres)
Garage Area	599 sqft
Deck Area	217 sqft

Location & Zoning

Account Number	245688
Street Address	19811 KENZIE AVE
City	BEND
State	OR
Zip	97702-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PINE RIDGE ESTATES LOT 22
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	22
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1019
Census Tract	2103

Owner

Source: Deschutes County records · APN 181207-DB-00314

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19811 KENZIE AVE, BEND, OR 97702-3065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jul 08, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Jul 08, 2020 · Amount on Record
Deed Document Number	202616716
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 04, 2026
Property Address	19811 KENZIE AVE, BEND, OR 97702-3065
Document Number	0000016716
Instrument Date	May 07, 2026
Instrument	202616716
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19811 KENZIE AVE, BEND, OR 97702-3065

Mortgage

Document Number	0000016717,
Date	Jun 04, 2026
Instrument	202616717

Lender

Name	HOME CAPITAL FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19811 KENZIE AVE, BEND, OR 97702-3065
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001467
Date	Jan 16, 2019
Instrument	2019-01467

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 08, 2020
Property Address	19811 KENZIE AVE, BEND, OR 97702-3065
Document Number	0000032436
Map Reference	CAB G PG 441
Instrument Date	Jul 06, 2020
Instrument	2020-32436
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19811 KENZIE AVE, BEND, OR 97702-3065

Mortgage

Document Number	0000032437
Date	Jul 08, 2020
Instrument	2020-32437

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00 (+3.95%)	$274,420 (+3%)	$814,990 (+2.16%) Land $205,230 Building $609,760
2024	$4,460.00 (+7.86%)	$266,430 (+3%)	$797,790 (-) Land $188,030 Building $609,760
2023	$4,135.00	$258,670	$797,790 Land $188,030 Building $609,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T.

Based on FCC filings for 595 locations within half a mile of this property.

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