19808 Kenzie Ave, Bend, OR 97702 Property Records

Deschutes County property record for 19808 Kenzie Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2019)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181207 DB 00309`

Property Details

APN / Parcel Number

Primary APN	`181207 DB 00309`
Alternative APN	`245683`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	540 sqft
Deck Area	153 sqft

Location & Zoning

Account Number	245683
Street Address	19808 KENZIE AVE
City	BEND
State	OR
Zip	97702-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:3 SUBD:PINE RIDGE ESTATES SEC/TWN/RNG/MER:SEC 07 TWN 18 RNG 12 MAP REF:181207-DB
Legal Range	12E
Legal Township	18S
Legal Section	07
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	2103

Owner

Source: Deschutes County records · APN 181207 DB 00309

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19808 KENZIE AVE, BEND, OR 97702-3065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
May 17, 2019	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2018	Warranty Deed, Transfer · Conventional with PMI ONPOINT CMNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Mar 02, 2015
Deed Document Number	2019-16222
Record Updated	Jun 08, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	19808 KENZIE AVE, BEND, OR 97702-3065
Document Number	0000005061
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 04, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19808 KENZIE AVE BEND OR 977023065, BEND, OR 97702-3065

Mortgage

Document Number	0000005061
Date	Jan 26, 2021
Instrument	5061

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2019
Property Address	19808 KENZIE AVE, BEND, OR 97702-3065
Document Number	0000016222
Map Reference	CAB G PG 441
Instrument Date	May 06, 2019
Instrument	2019-16222
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19808 KENZIE AVE, BEND, OR 97702-3065

Mortgage

Document Number	0000016223
Date	May 17, 2019
Instrument	2019-16223

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 27, 2018
Property Address	19808 KENZIE AVE, BEND, OR 97702-3065
Document Number	0000030529
Instrument Date	Jul 23, 2018
Instrument	30529
Transaction Type	Transfer
Record Updated	Aug 07, 2018
Title Company	DESCHUTES COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4305 SW 99TH AVE BEAVERTON OR 970053321, BEAVERTON, OR 97005-3321

Mortgage

Document Number	30530
Date	Jul 27, 2018
Instrument	30530

Lender

Name	ONPOINT CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+3.96%)	$267,400 (+3%)	$793,890 (+2.21%) Land $208,730 Building $585,160
2024	$4,346.00 (+7.87%)	$259,620 (+3%)	$776,690 (-) Land $191,530 Building $585,160
2023	$4,029.00	$252,060	$776,690 Land $191,530 Building $585,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix Company.

Based on FCC filings for 246 locations within half a mile of this property.

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