1981 SW 69th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1981 SW 69th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Mar 2024)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-26-37-34-0020-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`1-26-37-34-0020-00000-0010`
Alternative APN	`R12637340020000000010`

Exterior

Lot Area	71,874 sqft (1.65 acres)

Location & Zoning

Street Address	1981 SW 69TH TER
City	OKEECHOBEE
State	FL
Zip	34974-3379
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	RIDGWAY ACRES (PLAT BOOK 7 PAGES 99 & 100) LOT 1
Legal Subdivision	RIDGWAY ACRES
Legal Lot Number	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910602

Owner

Source: Okeechobee County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14654 92ND CT N, WEST PALM BEACH, FL 33412-1729
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Dec 26, 2024	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Mar 25, 2024	Warranty Deed, Transfer THOMAS E WALKER JR AND KATHY ANN WA
Dec 10, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20243243
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0000000594
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 2, 2026
Property Address	1981 SW 69TH TER, OKEECHOBEE, FL 34974-3379
Document Number	0000006186
Instrument Date	May 22, 2026
Instrument	20266186
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006186,
Date	Jun 2, 2026
Instrument	20266186

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1981 SW 69TH TER, OKEECHOBEE, FL 34974-3379
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 SE 25TH DR, OKEECHOBEE, FL 34974-6429

Mortgage

Document Number	0000013699
Date	Dec 26, 2024
Instrument	2024013699

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	13.3%
Index	1-Year T-Bill
Max Rate	13.3%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 25, 2024
Property Address	1981 SW 69TH TER, OKEECHOBEE, FL 34974-3379
Document Number	0000003243
Map Reference	MB 7 PGS 99 AND 100
Instrument Date	Mar 22, 2024
Instrument	2024003243
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6924 SW 19TH CT, OKEECHOBEE, FL 34974-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14654 92ND CT N, WEST PALM BEACH, FL 33412-1729

Mortgage

Document Number	0000003244
Date	Mar 25, 2024
Instrument	2024003244

Lender

Name	THOMAS E WALKER JR AND KATHY ANN WA
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 22, 2031

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 10, 2021
Property Address	1981 SW 69TH TER, OKEECHOBEE, FL 34974-3379
Document Number	0000015708
Map Reference	MB 7 PG 99&100
Instrument Date	Dec 7, 2021
Instrument	2021015708
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6924 SW 19TH CT, OKEECHOBEE, FL 34974-3323

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00	$89,500 Land $89,500	$89,500 Land $89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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