1900 SW 69th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1900 SW 69th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,394 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Feb 2018)
Tax Bill	$6,457 (2025)
Deeds & Mortgages	May 2024 Construction Loan Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-26-37-34-0020-00000-0240`

Property Details

APN / Parcel Number

Primary APN	`1-26-37-34-0020-00000-0240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,394 sqft Heated Area
Gross Area	3,780 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1900 SW 69TH TER
City	OKEECHOBEE
State	FL
Zip	34974-3376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGWAY ACRES (PLAT BOOK 7 PAGES 99 & 100) LOT 24
Legal Range	34E
Legal Township	37S
Legal Section	26
Legal Subdivision	RIDGWAY ACRES
Legal Lot Number	24
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1900 SW 69TH TER, OKEECHOBEE, FL 34974-3376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Feb 12, 2018	Warranty Deed, Transfer · Commercial Mortgage HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	2018001795
Deed Book / Page	0802 / 0956
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1900 SW 69TH TER, OKEECHOBEE, FL 34974-3376
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SW 85TH AVE, OKEECHOBEE, FL 34974-1587

Mortgage

Document Number	0000005128
Date	May 13, 2024
Instrument	2024005128

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	PO BOX 8008, LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Min Rate At Change	3.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	12.7%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 12, 2018
Property Address	1900 SW 69TH TER, OKEECHOBEE, FL 34974-3376
Document Number	0000001795
Book / Page	0802 / 0956
Map Reference	MB7 PG99&100
Instrument Date	Feb 9, 2018
Instrument	2018001795
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7128 SE RIVERS EDGE ST, 7128, JUPITER, FL 33458-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 SE CLIFTON LN, PORT SAINT LUCIE, FL 34983-3201

Mortgage

Document Number	0000001796
Date	Feb 12, 2018
Instrument	2018001796

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2028

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,457.00 (+725.7%) Homeowner's exemption	$511,466 (+922.93%)	$575,712 (+1,051.42%) Land $100,000 Building $475,712
2023	$782.00 (+6.39%)	$50,000 (-) Land $50,000	$50,000 (-) Land $50,000
2022	$735.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on SW 69th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures