Charleston County property record for 1981 Sandy Point Ln, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,372 sqft · built 2004 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Jul 2018) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 583-09-00-028 |
| Primary APN | 583-09-00-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,372 sqft Living Area |
| Gross Area | 6,618 sqft |
| 1st Floor Area | 2,246 sqft |
| Upper Floors Area | 2,126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,320 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1981 SANDY POINT LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -RIVERTOWNE DESCRIPTION -LOT 1981 SEC 3 PHASE I SITE NAME -RIVER TOWNE |
| Legal Subdivision | RIVERTOWNE |
| Legal Phase | 1 |
| Legal Lot Number | 1981 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 4615 |
Source: Charleston County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1981 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Jul 26, 2018 | Grant Deed, Transfer · Conventional Mortgage ONETRUST HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2000 · Amount on Record |
| Deed Book / Page | 736 / 24 |
| Prior Transfer Date | May 23, 2003 |
| Prior Transfer Doc | S459/0596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1981 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8664 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010340025 |
|---|---|
| Date | Sep 18, 2021 |
| Book Page | 1034/25 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 26, 2018 |
| Property Address | 1981 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8664 |
| Document Number | 0736/0024 |
| Book / Page | 000736 / 000024 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1981 SANDY POINT LN MOUNT PLEASANT SC 294668664, MOUNT PLEASANT, SC 29466-8664 |
| Document Number | 736/0026 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 000736/000026 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,821.00 (+12.65%) | ||
| 2024 | $3,392.00 (+7.85%) | $35,000 (-) | |
| 2022 | $3,145.00 | $35,000 | $875,000 (-) Land $200,000 Building $675,000 |
| 2020 | $875,000 Land $200,000 Building $675,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 546 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 546 in force |
| Nearby Flood Claims | 4 (2004–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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