1978 Sandy Point Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1978 Sandy Point Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,754 sqft · built 2006
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Company Names on File
Last Sale	$390,000 (Jun 2002)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`583-09-00-018`

Property Details

APN / Parcel Number

Primary APN	`583-09-00-018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,754 sqft Living Area
Gross Area	5,793 sqft
1st Floor Area	1,913 sqft
Upper Floors Area	1,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	870 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1978 SANDY POINT LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVERTOWNE DESCRIPTION -LOT 1978 SEC 3 PHASE I SITE NAME -RIVER TOWNE
Legal Subdivision	RIVERTOWNE
Legal Phase	1
Legal Lot Number	1978
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4615

Owner

1978 Sandy Point Ln is owned by a company that acquired it in February 2026.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	1978 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8663
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2002 · Amount on File
Deed Sale	Jun 11, 2002 · Amount on File
Deed Book / Page	408 / 492
Last Transfer Date	Feb 27, 2026
Transfer Doc	0013740164
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 9, 2026
Property Address	1978 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8663
Document Number	0013740164
Book / Page	1374 / 164
Map Reference	MB EB PG 174
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1978 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8663

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1978 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8663
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011680861
Date	Mar 17, 2023
Book Page	1168/861

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Sandy Point Ln was $5,556, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (+12.97%)	$1,498,335 (+2,774.78%) Land $673,555 Building $824,780	$2,619,500 Land $1,090,500 Building $1,529,000
2024	$4,918.00	$52,120
2022	$4,590.00	$52,120	$1,302,900 Land $585,700 Building $717,200
2020			$1,302,900 Land $585,700 Building $717,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1978 Sandy Point Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Sandy Point Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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