Monroe County property record for 1981 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,560 sqft · built 1995 |
| Lot Size | 44.7 acres (1,949,310 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,917 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-200-002-000 |
| Primary APN | 09-23-200-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,560 sqft Building Perimeter |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 1,949,310 sqft (44.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 668 sqft |
| Deck Area | 40 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1981 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | NW NE, PART E/2 NE & PART NE SE SEC 23 & PART W/2 SW SEC 24 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 23 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 600502 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1981 KK RD, WATERLOO, IL 62298-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1981 KK RD, WATERLOO, IL 62298-4101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432492 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 432492 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,773 (+13.73%) Land $15,303 Building $97,470 | ||
| 2024 | $5,917.00 | $342,504 (+15.14%) Land $46,776 Building $295,728 | |
| 2022 | Additional exemption filed | $99,158 Land $14,178 Building $84,980 | $297,474 Land $42,534 Building $254,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 272 (1983–2019) |
| Claims Outside the SFHA | 4 of 272 |
| Most Recent Claim | Apr 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures