Monroe County property record for 1975 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,109 sqft · built 2015 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,662 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-300-004-000 |
| Primary APN | 09-24-300-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,109 sqft Living Area |
| 1st Floor Area | 2,109 sqft |
| Basement Area | 2,109 sqft |
| Unfinished Basement | 2,109 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,090 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|
| Street Address | 1975 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 1 SUR 567 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 600502 |
1975 Kk Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1975 KK RD, WATERLOO, IL 62298-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1975 KK RD, WATERLOO, IL 62298-4101 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417187 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 417187 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1975 KK RD, WATERLOO, IL 62298-4101 |
| Document Number | 0000408523 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1975 KK RD WATERLOO IL 622984101, WATERLOO, IL 62298-4101 |
| Document Number | 0000408523 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 408523 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 7, 2045 |
| Rate | 3% |
|---|
The 2025 property tax bill for 1975 Kk Rd was $7,662, up 5.1% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,662.00 (+5.12%) Homeowner's exemption | $141,380 Land $29,200 Building $112,180 | $424,140 Land $87,600 Building $336,540 |
| 2024 | $7,289.00 | ||
| 2022 | Additional exemption filed | $125,350 Land $29,200 Building $96,150 | $376,050 Land $87,600 Building $288,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1975 Kk Rd in Zone X, an area of minimal flood risk, though there have been 272 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 272 (1983–2019) |
| Claims Outside the SFHA | 4 of 272 |
| Most Recent Claim | Apr 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1975 Kk Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures