Delta County property record for 1981 Forest Way, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,500 (Mar 2022) |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2024 Mortgage + 6 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021363 |
| Primary APN | R021363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,448 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R021363 |
|---|---|
| Street Address | 1981 FOREST WAY |
| City | DELTA |
| State | CO |
| Zip | 81416-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1981 FOREST WAY DELTA 81416 SUBDIVISION: EMERALD HILLS #2 LOT: 31 TOTAL 0.18 AC+- LOT 31 EMERALD HILLS FILING #2. PT NW4 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT 19-65 & 66 PLAT 33-88 R-601215 R-615686 R-615687 R-713723 R737218 |
| Legal Subdivision | EMERALD HILLS #2 |
| Legal Lot Number | 31 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Oct 7, 2024 | Deed of Trust, Mortgage · VA Mortgage ELEVATED HOME LOANS LLC |
| Oct 22, 2012 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Mar 28, 2006 | Deed of Trust, Mortgage HOME LOAN INVESTMENT CO |
| Mar 1, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Sep 16, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 1, 2007 | Warranty Deed, Subdivision Related Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Jun 1, 2007 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on Record |
| Deed Sale | Mar 1, 2022 · Amount on Record |
| Prior Sale | Sep 16, 2019 · Amount on Record |
| Deed Document Number | 2022737218 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000733837 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 733837 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000755909 |
|---|---|
| Date | Oct 7, 2024 |
| Instrument | 755909 |
| Name | ELEVATED HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85262 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | CBS TITLE, CB TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000661999 |
|---|---|
| Date | Oct 22, 2012 |
| Instrument | 661999 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000601823 |
|---|---|
| Date | Mar 28, 2006 |
| Instrument | 601823 |
| Name | HOME LOAN INVESTMENT CO |
|---|---|
| Address | GRAND JUNCTION, CO 81501 |
| Amount | Amount Recorded |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 1, 2022 |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000737218 |
| Map Reference | DOC 599957 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 737218 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000737219 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 737219 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 16, 2019 |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000713723 |
| Map Reference | DOC 599957 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 713723 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000713724 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 713724 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Number | 0000713725 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 713725 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 1, 2007 |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000615687 |
| Instrument Date | May 31, 2007 |
| Instrument | 615687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1981 FORREST WAY, DELTA, CO 81416-8500 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 1, 2007 |
| Property Address | 1981 FOREST WAY, DELTA, CO 81416-8500 |
| Document Number | 0000615686 |
| Instrument Date | May 31, 2007 |
| Instrument | 615686 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 23 2/10 RD, GRAND JUNCTION, CO 81505-8707 |
| Investor | Possibly a Property Investor |
| Document Number | 0000615688 |
|---|---|
| Date | Jun 1, 2007 |
| Instrument | 615688 |
| Name | AMERICAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2037 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,584.00 (+12.82%) | $23,279 (+9.7%) Land $3,125 Building $20,154 | $372,457 (+17.6%) Land $50,000 Building $322,457 |
| 2024 | $1,404.00 (+4%) | $21,220 (-) Land $2,854 Building $18,366 | |
| 2023 | $1,350.00 (+18.84%) | $21,220 (+20.47%) Land $2,854 Building $18,366 | $316,721 (+24.96%) Land $42,602 Building $274,119 |
| 2022 | $1,136.00 | $17,614 Land $2,189 Building $15,425 | $253,449 Land $31,500 Building $221,949 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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