19806 Reading Rd, Lutz, FL 33558 Property Records

Hillsborough County property record for 19806 Reading Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1978
Lot Size0.389 acres (16,988 sqft)
Owner2 Individual Names on Record
Tax Bill$2,149 (2025)
Deeds & MortgagesJul 2019 Sale
Flood ZoneZone X (minimal risk)
APN0124450000

Property Details

APN / Parcel Number

Primary APN0124450000
Alternative APN
  • U022718ZZZ000000465700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Heated Area
1st Floor Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2001
Architectural StyleOther
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0124450000
Street Address19806 READING RD
CityLUTZ
StateFL
Zip33558-5045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-3
Legal DescriptionTRACT BEG 265 FT N OF SW COR OF NW 1/4 OF NW 1/4 & RUN N 120 FT E 127.04 FT S 13 DEG 18.13 MIN E 123.06 FT AND W 154.34 FT TO
Legal Range18E
Legal Township27S
Legal Section02
Legal SubdivisionUNPLATTED
Legal Lot Number570
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2006
Census Tract11510

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address19806 READING RD, LUTZ, FL 33558-5045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateJul 12, 2019
Transfer Doc0267810621
Record UpdatedJun 8, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 12, 2019
Property Address19806 READING RD, LUTZ, FL 33558-5045
Document Number0267810621
Book / Page026781 / 000621
Instrument DateJul 8, 2019
Instrument298087
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address12504 PARCHMENT DR HUDSON FL 346672573, HUDSON, FL 34667-2573

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,149.00 (+14.92%) Homeowner's exemption$126,812 (+5.99%)$249,454 (+6.41%) Land $38,220 Building $211,234
2023$1,870.00 (+8.16%) Homeowner's exemption$119,649 (+3%)$234,419 (-24.29%) Land $31,785 Building $202,634
2022$1,729.00 Homeowner's exemption$116,164$309,608 Land $29,250 Building $280,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims2 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Reading Rd

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