Hillsborough County property record for 19804 Reading Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1977 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jul 2014) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0124440000 |
| Primary APN | 0124440000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,592 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 163 ft deep x 80 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 629 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0124440000 |
|---|---|
| Street Address | 19804 READING RD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-3 |
| Legal Description | TRACT BEG AT SW COR OF NW 1/4 OF NW 1/4 AND RUN N 185 FT TO POB THENCE RUN N 80 FT E 154.34 FT S 13 DEG 18 MIN E 82.04 FT AND |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 02 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 560 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11510 |
Source: Hillsborough County records · APN 0124440000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19804 READING RD, LUTZ, FL 33558-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2014 · Amount on Record |
| Deed Sale | Jul 09, 2014 · Amount on Record |
| Prior Sale | Jul 09, 2014 · Amount on Record |
| Deed Document Number | 0000225365 |
| Deed Book / Page | 22673 / 0017 |
| Last Transfer Date | May 03, 2024 |
| Transfer Doc | 0000182017 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 03, 2024 |
| Property Address | 19804 READING RD, LUTZ, FL 33558-5045 |
| Document Number | 0000182017 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2024182017 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19804 READING RD, LUTZ, FL 33558-5045 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19804 READING RD, LUTZ, FL 33558-5045 |
| Document Number | 0000182018 |
|---|---|
| Date | May 03, 2024 |
| Instrument | 2024182018 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19804 READING RD, LUTZ, FL 33558-5045 |
| Document Number | 0000475753 |
| Instrument Date | Oct 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19804 READING RD LUTZ FL 335585045, LUTZ, FL 33558-5045 |
| Document Number | 0000475753 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 475753 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2035 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,726.00 (+14.15%) Homeowner's exemption | $158,427 (+5.99%) | $228,196 (+7.33%) Land $29,400 Building $198,796 |
| 2023 | $2,388.00 (+6.8%) Homeowner's exemption | $149,478 (+3%) | $212,615 (-23.13%) Land $24,450 Building $188,165 |
| 2022 | $2,236.00 Homeowner's exemption | $145,124 | $276,573 Land $22,500 Building $254,073 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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