1980 S 550 E, Franklin, IN 46131 Property Records

Johnson County property record for 1980 S 550 E, Franklin, IN 46131

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,392 sqft · built 1988
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$588,000 (Dec 2025)
Tax Bill$3,487 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN43002901015/01

Property Details

APN / Parcel Number

Primary APN43002901015/01
Alternative APNs
  • 41-07-29-034-015.001-019
  • 00001076065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,392 sqft Living Area
1st Floor Area2,392 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area452 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001076065
Street Address1980 S 550 E
CityFRANKLIN
StateIN
Zip46131-9639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionSW S29 T12 R5 & NW S32 T12 R5 MP FRANKLIN COMMUNI
Legal Range5
Legal Township12
Legal Section29
JurisdictionJOHNSON IN
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2012
Census Tract611200

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1980 S 550 E, FRANKLIN, IN 46131-9639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2024Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Dec 16, 2025Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMONWEALTH MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleJun 18, 2018 · Amount on Record
Deed Document Number202525049
Prior Transfer DateJul 3, 2013
Prior Transfer Doc2013017214
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address1980 S 550 E, FRANKLIN, IN 46131-9639
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024007764
DateMay 20, 2024
Instrument2024-007764
Lender
NameHUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 6, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address1980 S 550 E, FRANKLIN, IN 46131-9639
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020037103
DateDec 23, 2020
Instrument2020-037103
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSON IN
Recording DateDec 16, 2025
Property Address1980 S 550 E, FRANKLIN, IN 46131-9639
Document Number2025025049
Instrument DateDec 12, 2025
Instrument2025-025049
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyFRANKLIN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 S 550 E, FRANKLIN, IN 46131-9639

Mortgage

Document Number2025025050
DateDec 16, 2025
Instrument2025-025050
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSON IN
Recording DateJun 18, 2018
Property Address1980 S 550 E, FRANKLIN, IN 46131-9639
Document Number2018012890
Instrument DateJun 11, 2018
Instrument2018-012890
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 S 550 E, FRANKLIN, IN 46131-9639

Mortgage

Document Number2018012891
DateJun 18, 2018
Instrument2018-012891
Lender
NameFIRST COMMONWEALTH MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJohnson County
County SubdivisionNeedham Township
Unified School DistrictFranklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,487.00 (-5.81%) Homeowner's exemption$354,900 (+14.67%) Land $129,900 Building $225,000$354,900 (+14.67%) Land $129,900 Building $225,000
2024$3,702.00 (-3.06%) Homeowner's exemption$309,500 (-1.59%) Land $130,000 Building $179,500$309,500 (-1.59%) Land $130,000 Building $179,500
2023$3,819.00 (-11.39%)$314,500 (-) Land $130,000 Building $184,500$314,500 (-) Land $130,000 Building $184,500
2022$4,310.00$314,500 Land $130,000 Building $184,500$314,500 Land $130,000 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA4 of 11
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
JC Fiber
Fiber
3,000 / 3,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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