1980 E McCulloch Rd, Oviedo, FL 32765 Property Records

Seminole County property record for 1980 E McCulloch Rd, Oviedo, FL 32765

Property Summary

Property Type	Retail Store
Details	7,666 sqft · built 2018
Lot Size	1.45 acres (63,397 sqft)
Owner	Company Name on Record
Last Sale	$2,139,749 (Sep 2018)
Tax Bill	$20,620 (2025)
Deeds & Mortgages	Sep 2018 Sale & Line of Credit May 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-31-300-0050-0000`

Property Details

APN / Parcel Number

Primary APN	`36-21-31-300-0050-0000`
Alternative APN	`21313630000500000`

Interior

Stories	1 Story
Building Area	7,666 sqft Total Area
1st Floor Area	7,366 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	63,397 sqft (1.45 acres)
Driveway	Asphalt Driveway
Driveway Area	742 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1980 E MCCULLOCH RD
City	OVIEDO
State	FL
Zip	32765
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	PUD
Legal Description	SEC 36 TWP 21S RGE 31E BEG 367.01 FT S & 25 FT W OF NE COR OF S 1/2 OF SW 1/4 OF SW 1/4 RUN W 206.28 FT S 178.68 FT W 151.72 FT S 75 FT TO NLY R/W E MCCULLOCH RD E 358 FT N TO BEG (LESS RD)
Legal Range	31E
Legal Township	21S
Legal Section	36
Legal Subdivision	HAWTHORNE GLEN TOWNHOMES
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 574, RAYMORE, MO 64083-0574
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Grant Deed, Transfer · Line of Credit MISCELLANEOUS INS CO
May 29, 2018	Loan Modification, Mortgage · Line of Credit SUMMIT BK
Apr 18, 2018	Loan Modification, Mortgage · Line of Credit SUMMIT BK/BENTON
Feb 6, 2018	Loan Modification, Mortgage · Line of Credit SUMMIT BK
Oct 16, 2017	Loan Modification, Mortgage · Line of Credit SUMMIT BK
Oct 16, 2017	Warranty Deed, Transfer PROVIDENCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2018101252
Deed Book / Page	9204 / 250
Prior Transfer Date	Nov 1, 2000
Prior Transfer Doc	3965001489
Record Updated	Oct 29, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 5, 2018
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0092040250
Book / Page	009204 / 000250
Instrument Date	Aug 23, 2018
Instrument	101252
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	PROROVIDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,978.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 574 RAYMORE MO 640830574, RAYMORE, MO 64083-0574

Mortgage

Document Number	92040254
Date	Sep 5, 2018
Book Page	009204/000254
Instrument	101253

Lender

Name	MISCELLANEOUS INS CO
Address	PO BOX 84066, SEATTLE, WA 98124-8466

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 4, 2043

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	May 29, 2018
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0091410571
Book / Page	009141 / 000571
Instrument Date	May 24, 2018
Instrument	60481
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3917 NW 97TH BLVD GAINESVILLE FL 326063736, GAINESVILLE, FL 32606-3736

Mortgage

Document Number	91410571
Date	May 29, 2018
Book Page	009141/000571
Instrument	60481

Lender

Name	SUMMIT BK
Type	Bank
Address	PO BOX 15428, PANAMA CITY, FL 32406-5428

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	Apr 18, 2018
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0091121974
Book / Page	009112 / 001974
Instrument Date	Apr 11, 2018
Instrument	42283
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3917 NW 97TH BLVD GAINESVILLE FL 326063736, GAINESVILLE, FL 32606-3736

Mortgage

Document Number	91121974
Date	Apr 18, 2018
Book Page	009112/001974
Instrument	42283

Lender

Name	SUMMIT BK/BENTON
Type	Bank
Address	PO BOX 15428, PANAMA CITY, FL 32406-5428

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0090721428
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3917 NW 97TH BLVD GAINESVILLE FL 326063736, GAINESVILLE, FL 32606-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	0090721428
Date	Feb 9, 2018
Book Page	009072/001428
Instrument	15525

Lender

Name	SUMMIT BK
Type	Bank
Address	PO BOX 15428, PANAMA CITY, FL 32406-5428

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	Oct 16, 2017
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0090061884
Book / Page	009006 / 001884
Instrument Date	Oct 12, 2017
Instrument	103759
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3917 NW 97TH BLVD GAINESVILLE FL 326063736, GAINESVILLE, FL 32606-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	90061884
Date	Oct 16, 2017
Book Page	009006/001884
Instrument	103759

Lender

Name	SUMMIT BK
Type	Bank
Address	PO BOX 15428, PANAMA CITY, FL 32406-5428

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 16, 2017
Property Address	1980 E MCCULLOCH RD, OVIEDO, FL 32765
Document Number	0090070165
Book / Page	009007 / 000165
Instrument Date	Oct 5, 2017
Instrument	103820
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	PROVIDENCE TITLE

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3917 NW 97TH BLVD GAINESVILLE FL 326063736, GAINESVILLE, FL 32606-3736
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,620.00 (+29.54%)	$1,604,000 (+34.1%) Land $950,955 Building $653,045	$1,604,000 (+34.1%) Land $950,955 Building $653,045
2023	$15,918.00 (-1.53%)	$1,196,154 (-0.87%)	$1,196,154 (-0.62%) Land $662,613 Building $533,541
2022	$16,165.00	$1,206,657	$1,203,632 Land $590,041 Building $613,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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