1980 Cecil St, Largo, FL 33774 Property Records

Pinellas County property record for 1980 Cecil St, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,262 sqft · built 1992
Lot Size0.28 acres (12,184 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Jul 2018)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-749-1670-1

Property Details

APN / Parcel Number

Primary APNC62-000-749-1670-1
Alternative APNs
  • 05-30-15-08766-003-0040
  • 301505087660030040
  • 153005087660030040
  • R47481

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,262 sqft Living Area
Gross Area1,749 sqft
1st Floor Area1,262 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,184 sqft (0.28 acres)
Lot Dimensions136 ft deep x 89 ft wide
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area70 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47481
Street Address1980 CECIL ST
CityLARGO
StateFL
Zip33774-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIG ACRES, UNIT G BLK C, LOT 4
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionBIG ACRES, UNIT G
Legal Tract8766
Legal BlockC
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3011
Census Tract25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1980 CECIL ST, LARGO, FL 33774-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · VA Mortgage
FLAGSTAR BANK FSB
Jul 23, 2018Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 18, 2017Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleMay 1, 2000 · Amount on Record
Deed Document Number2018232843
Deed Book / Page20137 / 1594
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1980 CECIL ST, LARGO, FL 33774-1624
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207531763
DateOct 31, 2019
Book Page20753/1763
Instrument2019350977
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 23, 2018
Property Address1980 CECIL ST, LARGO, FL 33774-1624
Document Number0201371594
Book / Page20137 / 1594
Map ReferenceMB 33 PG 88
Instrument DateJul 13, 2018
Instrument2018232843
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyBAXTER TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 PRIMROSE AVE, 505, SILOAM SPRINGS, AR 72761-5513

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 CECIL ST, LARGO, FL 33774-1624
InvestorPossibly a Property Investor

Mortgage

Document Number2018232844
DateJul 23, 2018
Instrument2018232844
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1980 CECIL ST, LARGO, FL 33774-1624
Document Number0195340225
Book / Page019534 / 000225
Instrument DateFeb 18, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 CECIL ST LARGO FL 337741624, LARGO, FL 33774-1624

Mortgage

Document Number0195340225
DateFeb 28, 2017
Book Page019534/000225
Instrument62884
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 27, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$141,763 (+5.99%)$366,580 (+2.01%) Land $166,510 Building $200,070
2023Homeowner's exemption Veteran's exemption$133,755$359,361 Land $215,504 Building $143,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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