1969 Cecil St, Largo, FL 33774 Property Records

Pinellas County property record for 1969 Cecil St, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 2022
Lot Size0.269 acres (11,696 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Mar 2022)
Tax Bill$8,396 (2025)
Deeds & MortgagesMar 2022 Sale & Construction Loan
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-749-1665-1

Property Details

APN / Parcel Number

Primary APNC62-000-749-1665-1
Alternative APNs
  • 05-30-15-08766-002-0060
  • 301505087660020060
  • 153005087660020060
  • R47475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,813 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,813 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,696 sqft (0.269 acres)
Lot Dimensions136 ft deep x 86 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchSlab
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47475
Street Address1969 CECIL ST
CityLARGO
StateFL
Zip33774-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIG ACRES, UNIT G BLK B, LOT 6
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionBIG ACRES, UNIT G
Legal Tract8766
Legal BlockB
Legal Lot Number6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3010
Census Tract25207

Owner

Source: Pinellas County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1969 CECIL ST, LARGO, FL 33774-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Warranty Deed, Construction Loan · Construction Mortgage
CENTENNIAL BANK
Jul 2, 2020Warranty Deed, Transfer
PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleJul 21, 2021 · Amount on Record
Deed Document Number202264895
Deed Book / Page21954 / 1451
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 2, 2022
Property Address1969 CECIL ST, LARGO, FL 33774-1625
Document Number0219541451
Book / Page21954 / 1451
Map ReferenceMB 33 PG 88
Instrument DateFeb 28, 2022
Instrument2022064895
Transaction TypeConstruction Loan
Record UpdatedDec 29, 2025
Title CompanyPINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7195 66TH ST N, PINELLAS PARK, FL 33781-4004

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
InvestorPossibly a Property Investor

Mortgage

Document Number0219541452
DateMar 2, 2022
Instrument21954/1452
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 2, 2020
Property Address1969 CECIL ST, LARGO, FL 33774-1625
Document Number0210621768
Book / Page021062 / 001768
Instrument DateJun 30, 2020
Instrument197791
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyPLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8805 SEMINOLE FL 33775, SEMINOLE, FL 33775

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,396.00 (+7.01%) Homeowner's exemption$484,407 (+5.99%)$565,434 (+6.92%) Land $167,286 Building $398,148
2023$7,846.00 (+182.33%) Homeowner's exemption$457,044 (+212.92%)$528,817 (+262.05%) Land $221,176 Building $307,641
2022$2,779.00$146,060$146,060 Land $146,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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