Sacramento County property record for 198 Winding Canyon Ln, Folsom, CA 95630
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 1986 |
| Lot Size | 0.099 acres (4,319 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $460,000 (Nov 2018) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-0790-056-0000 |
| Primary APN | 213-0790-056-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,319 sqft (0.099 acres) |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 198 WINDING CANYON LN |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-5013 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | AM RIV CYN CLSTR HSG 01A REVISED, LOT 83 |
| Legal Subdivision | AM RIV CYN CLSTR HSG 01A REVISED |
| Legal Lot Number | 83 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 8209 |
198 Winding Canyon Ln, a planned unit development, is owned by a company that bought it in November 2018.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Dec 24, 2025 | Intrafamily Transfer, Transfer |
| Nov 1, 2018 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Prior Sale | Mar 15, 2013 · Amount on File |
| Deed Book / Page | 20181101 / 745 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0000001584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Document Number | 0000001235 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 202402131235 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 9, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 24, 2025 |
| Property Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Document Number | 0000000455 |
| Map Reference | MB 166 PG 3 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 202512240455 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 1, 2018 |
| Property Address | 198 WINDING CANYON LN, FOLSOM, CA 95630-5013 |
| Document Number | 1811010745 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 1811010745 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | TICOR TITLE RIVERSIDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 498 WINDING CANYON LN FOLSOM CA 95630, FOLSOM, CA 95630 |
| Document Number | 1811010746 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 1811010746 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 198 Winding Canyon Ln was $5,596, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $523,393 (+2%) Land $91,022 Building $432,371 | |
| 2025 | $5,596.00 (+2.1%) | $513,132 Land $89,238 Building $423,894 |
| 2024 | $5,481.00 (+1.8%) | |
| 2023 | $5,384.00 (+1.49%) | $493,209 Land $85,774 Building $407,435 |
| 2022 | $5,305.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 198 Winding Canyon Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1986–2014) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Winding Canyon Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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