Orange County and Cornwall Town property record for 198 Willow Ave, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,160 sqft · built 1980 |
| Lot Size | 0.458 acres (19,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Jul 2022) |
| Tax Bill | $13,248 (2024) |
| Deeds & Mortgages | Mar 2023 Refinance Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-3-16.22 |
| Primary APN | 13-3-16.22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,160 sqft Living Area |
| Gross Area | 3,322 sqft |
| 1st Floor Area | 1,964 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,196 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,939 sqft (0.458 acres) |
| Lot Dimensions | 166 ft deep x 120 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13-3-16.2 |
|---|---|
| Street Address | 198 WILLOW AVE |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 16.22 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 198 WILLOW AVE, CORNWALL, NY 12518-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 11, 2022 | Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2018 |
| Deed Document Number | 202250639 |
| Deed Book / Page | 15268 / 1358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 198 WILLOW AVE, CORNWALL, NY 12518-1331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019189 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 15396/1343 |
| Instrument | 20230019189 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jul 11, 2022 |
| Property Address | 198 WILLOW AVE, CORNWALL, NY 12518-1331 |
| Document Number | 0000050639 |
| Book / Page | 15268 / 1358 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 20220050639 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 WILLOW AVE, CORNWALL, NY 12518-1331 |
| Document Number | 0000050640 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 20220050640 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,800 (-) Land $74,800 Building $273,000 | $550,100 (+6.69%) | |
| 2024 | $13,248.00 | ||
| 2023 | $347,800 (-) Land $74,800 Building $273,000 | $515,600 (+11.84%) Land $110,888 Building $404,712 | |
| 2022 | $347,800 Land $74,800 Building $273,000 | $461,000 Land $99,145 Building $361,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures