Anne Arundel County property record for 198 W Paddock Cir, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,708 sqft · built 1972 |
| Lot Size | 0.471 acres (20,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Aug 2026) |
| Tax Bill | $5,427 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-877-13345680 |
| Primary APN | 03-877-13345680 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 20,500 sqft (0.471 acres) |
| Pool Area | 360 sqft |
|---|---|
| Deck Area | 280 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87713345680 |
|---|---|
| Street Address | 198 W PADDOCK CIR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 69 SC 3 TWIN HARBORS |
| Legal Subdivision | TWIN HARBORS |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 731105 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 RADSTOCK RD, CATONSVILLE, MD 21228-5436 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 20, 2021 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | May 20, 2021 · Amount on File |
| Deed Book / Page | 42613 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 11, 2026 |
| Property Address | 198 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 4261000354 |
| Book / Page | 42613 / 354 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 RADSTOCK RD, CATONSVILLE, MD 21228-5436 |
| Document Number | 4261000361, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 42613/361 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 20, 2021 |
| Property Address | 198 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 0368170402 |
| Book / Page | 36817 / 402 |
| Map Reference | MB 40 PG 36 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, CHURCH CIRCLE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 0036817408 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 36817/408 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,833 (+5.01%) | $495,400 (-) Land $268,100 Building $227,300 | |
| 2025 | $5,427.00 (+18.24%) | $450,267 (+7.1%) | $495,400 (+15.83%) Land $268,100 Building $227,300 |
| 2023 | $4,590.00 | $420,400 | $427,700 Land $268,100 Building $159,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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