Anne Arundel County property record for 195 W Paddock Cir, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,420 sqft · built 1983 |
| Lot Size | 0.735 acres (32,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Nov 2019) |
| Tax Bill | $10,070 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-877-06271358 |
| Primary APN | 03-877-06271358 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,000 sqft (0.735 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 16 sqft |
| Deck Area | 354 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87706271358 |
|---|---|
| Street Address | 195 W PADDOCK CIR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 65 SC 3 TWIN HARBORS |
| Legal Subdivision | TWIN HARBORS |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 731105 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU |
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES SENATE FCU |
| Aug 7, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 27, 2019 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on Record |
| Deed Sale | Nov 27, 2019 · Amount on Record |
| Prior Sale | Jun 3, 1983 · Amount on Record |
| Deed Book / Page | 33897 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 0383670217 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 38367/217 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 7, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0391070044 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 39107/44 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 29, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 0350130468 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 35013/468 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 0338970187 |
| Book / Page | 33897 / 187 |
| Map Reference | MB 40 FO 36 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOMELAND TITLE & ESCROW LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 195 W PADDOCK CIR, ARNOLD, MD 21012-1031 |
| Document Number | 33897192 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 33897/192 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,111,300 (+31.53%) | $1,233,900 (+42.47%) Land $858,500 Building $375,400 | |
| 2025 | $10,070.00 (+10.4%) | ||
| 2023 | $9,121.00 Homeowner's exemption | $844,933 | $866,100 Land $607,700 Building $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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