San Diego County property record for 198 W Main St, El Cajon, CA 92020
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 7,949 sqft · built 1994 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | Company Name on File |
| Last Sale | $17,875,000 (Nov 2010) |
| Tax Bill | $315,177 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 487-192-47-00 |
| Primary APN | 487-192-47-00 |
|---|---|
| Alternative APN |
|
| Building Area | 7,949 sqft Total Area |
|---|---|
| Gross Area | 77,949 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 243,936 sqft |
| Old Parcel Number | 4871920600 |
|---|---|
| Street Address | 198 W MAIN ST |
| City | EL CAJON |
| State | CA |
| Zip | 92020-3399 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Local Zoning Code | C-R |
| Legal Description | PAR 1 TR PM17243 |
| Legal Subdivision | CITY OF EL CAJON |
| Legal Tract | 1017243 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15801 |
198 W Main St, a commercial property, is owned by a company that bought it in November 2010.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 170 LEAFY PASS, IRVINE, CA 92602-1845 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on File |
| Deed Sale | Nov 23, 2010 · Amount on File |
| Prior Sale | Feb 25, 2009 |
| Deed Document Number | 2010645619 |
| Prior Transfer Date | Jan 6, 2007 |
| Prior Transfer Doc | 0000094851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 198 W MAIN ST, EL CAJON, CA 92020-3399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 170 LEAFY PASS, IRVINE, CA 92602-1845 |
| Document Number | 0000694032 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-0694032 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92614 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 198 W Main St was $315,177.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $22,092,786 (+2%) Land $10,654,353 Building $11,438,433 | |
| 2025 | $315,177.00 | $21,659,595 Land $10,445,445 Building $11,214,150 |
| 2023 | $312,990.00 (+6.24%) | $20,818,529 Land $10,039,837 Building $10,778,692 |
| 2022 | $294,603.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 198 W Main St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 198 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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