155 W Main St, El Cajon, CA 92020 Property Records

San Diego County property record for 155 W Main St, El Cajon, CA 92020

Property Summary

Property Type	Mixed Use Store/Office
Details	1,600 sqft · built 2008
Lot Size	0.62 acres (2,679 sqft)
Owner	Company Name on File
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`488-152-48-00`

Property Details

APN / Parcel Number

Primary APN	`488-152-48-00`

Interior

Building Area	1,600 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	2,679 sqft (0.62 acres)

Location & Zoning

Street Address	155 W MAIN ST
City	EL CAJON
State	CA
Zip	92020-3309
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-G
Legal Description	LOT 4 DOC06-226003 IN LOTS 3& TR 014421
Legal Subdivision	PROMENADE SQUARE
Legal Tract	014421
Legal Block	2
Legal Lot Number	4,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15802

Owner

Source: San Diego County records · APN 488-152-48-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	240 RIVERVIEW PKWY, SANTEE, CA 92071-5825
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 W MAIN ST, EL CAJON, CA 92020-3309
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065297
Date	Feb 07, 2020
Instrument	2020-0065297

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$260,546 (+2%) Land $69,761 Building $190,785
2025	$3,766.00 (+1.62%)	$255,439 (+4.04%) Land $68,394 Building $187,045
2023	$3,706.00 (-1.7%)	$245,522 Land $65,739 Building $179,783
2022	$3,770.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 618 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELIX WATER DISTRICT serves 277,918 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.