198 Trillium Loop, Richmond, KY 40475 Property Records

Madison County property record for 198 Trillium Loop, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Company Name on Record
Last Sale	$250,000 (Mar 2020)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0071-036B-0006`

Property Details

APN / Parcel Number

Primary APN	`0071-036B-0006`
Alternative APNs	`110996` `74161` `40207`

Location & Zoning

Account Number	40207
Street Address	198 TRILLIUM LOOP
City	RICHMOND
State	KY
Zip	40475-8235
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	TWIN LAKES LOT 6 PH 2
Legal Subdivision	TWIN LAKES
Legal Phase	2
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	198 TRILLIUM LOOP, RICHMOND, KY 40475-8235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2014009551
Deed Book / Page	D00786 / 181
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 27, 2020
Property Address	198 TRILLIUM LOOP, RICHMOND, KY 40475-8235
Document Number	D00786/181
Book / Page	D00786 / 181
Map Reference	CAB 28 SL 389
Instrument Date	Mar 25, 2020
Instrument	2014009551
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	320 LEWIS DR, RICHMOND, KY 40475-7700

Mortgage

Document Number	2014009553
Date	Mar 27, 2020
Instrument	2014009553

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 31, 2018
Property Address	198 TRILLIUM LOOP, RICHMOND, KY 40475-8235
Document Number	D00764/077
Book / Page	D00764 / 077
Map Reference	CAB P25 SL216
Instrument Date	Aug 1, 2018
Instrument	2013981260
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 CHESTNUT ST, BEREA, KY 40403-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+4.89%) Additional exemption filed	$273,000 (+7.91%)	$273,000 (+7.91%)
2023	$2,454.00	$253,000	$253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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