Madison County property record for 196 Trillium Loop, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Jul 2020 Construction Loan Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-036B-0007 |
| Primary APN | 0071-036B-0007 |
|---|---|
| Alternative APNs |
|
| Account Number | 51472 |
|---|---|
| Street Address | 196 TRILLIUM LOOP |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8235 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | TWIN LAKES LOT 7 PH 2 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records · APN 0071-036B-0007
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 TRILLIUM LOOP, RICHMOND, KY 40475-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2020 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Feb 09, 2026 | Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000793786 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 196 TRILLIUM LOOP, RICHMOND, KY 40475-8235 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01954/721 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | M01954/721 |
| Instrument | 2014015034 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 01, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 09, 2026 |
| Property Address | 196 TRILLIUM LOOP, RICHMOND, KY 40475-8235 |
| Document Number | 00D879/102 |
| Book / Page | D879 / 102 |
| Map Reference | MB 29 PG 371 |
| Instrument Date | Feb 05, 2026 |
| Instrument | 2014316963 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3689 LAREDO DR, LEXINGTON, KY 40517-2179 |
| Name | Verified Name |
|---|---|
| Address | 196 TRILLIUM LOOP, RICHMOND, KY 40475-8235 |
| Document Number | 2014316966 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 2014316966 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (+0.33%) Additional exemption filed | $290,000 (+3.2%) | $290,000 (+3.2%) |
| 2023 | $2,725.00 | $281,000 | $281,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 69 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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