Bergen County and Dumont Borough property record for 198 Sunset St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,636 sqft · built 1963 |
| Lot Size | 0.222 acres (9,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2021) |
| Tax Bill | $14,143 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00517-0000-00006 |
| Primary APN | 10-00517-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,636 sqft Living Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 9,675 sqft (0.222 acres) |
| Lot Dimensions | 129 ft deep x 75 ft wide |
| Account Number | 465800 |
|---|---|
| Street Address | 198 SUNSET ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X129 |
| Legal Subdivision | DUMONT KNOLLS SEC 3 |
| Legal Block | 517 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10300 |
198 Sunset St is owned and occupied by an individual who bought it in May 2021.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 SUNSET ST, DUMONT, NJ 07628-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Deed Document Number | 202181694 |
| Deed Book / Page | 4161 / 1610 |
| Prior Transfer Date | Aug 30, 2007 |
| Prior Transfer Doc | 0094060382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 24, 2021 |
| Property Address | 198 SUNSET ST, DUMONT, NJ 07628-1506 |
| Document Number | 0041611610 |
| Book / Page | 4161 / 1610 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021081694 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | BRIDGEVIEW ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 ARUBA CT, TOMS RIVER, NJ 08757-4649 |
| Name | Verified Name |
|---|---|
| Address | 198 SUNSET ST, DUMONT, NJ 07628-1506 |
| Document Number | 0041611617 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4161/1617 |
| Instrument | 2021081695 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 198 SUNSET ST, DUMONT, NJ 07628-1506 |
| Document Number | 0036310765 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 198 SUNSET ST DUMONT NJ 076281506, DUMONT, NJ 07628-1506 |
| Document Number | 0036310765 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 003631/000765 |
| Instrument | 20061079 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 198 SUNSET ST, DUMONT, NJ 07628-1506 |
| Document Number | 0026911280 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 198 SUNSET ST DUMONT NJ 076281506, DUMONT, NJ 07628-1506 |
| Document Number | 0026911280 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 002691/001280 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 198 Sunset St was $14,143, up 2.7% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,800 (+7.51%) Land $337,100 Building $312,700 | $649,800 (+7.51%) Land $337,100 Building $312,700 | |
| 2025 | $14,143.00 (+2.66%) | $604,400 Land $307,400 Building $297,000 | $604,400 Land $307,400 Building $297,000 |
| 2024 | $13,776.00 | ||
| 2023 | $338,900 Land $171,800 Building $167,100 | $338,900 Land $171,800 Building $167,100 | |
| 2022 | $13,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Sunset St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Sunset St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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