190 Sunset St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 190 Sunset St, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,636 sqft · built 1969
Lot Size0.222 acres (9,675 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Dec 2009)
Tax Bill$13,326 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00517-0000-00007

Property Details

APN / Parcel Number

Primary APN10-00517-0000-00007
Alternative APNs
  • 1000245000000014
  • 100051700007

Interior

Building Area1,636 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area9,675 sqft (0.222 acres)
Lot Dimensions129 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number1000245000000014
Street Address190 SUNSET ST
CityDUMONT
StateNJ
Zip07628-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description75X129
Legal Block517
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group2
Census Block2000
Census Tract10300

Owner

190 Sunset St is owned and occupied by two individuals who bought it in December 2009.

Source: Bergen County and Dumont Borough records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address190 SUNSET ST, DUMONT, NJ 07628-1506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2019Loan Modification, Mortgage · FHA Mortgage
MR COOPER
Sep 23, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 23, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2009 · Amount on File
Deed SaleDec 8, 2009 · Amount on File
Prior SaleJan 4, 2000 · Amount on File
Deed Document Number20093072214
Deed Book / Page307 / 2214
Record UpdatedOct 29, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERGEN NJ
Property Address190 SUNSET ST, DUMONT, NJ 07628-1506
Document Number0034330755
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SUNSET ST DUMONT NJ 076281506, DUMONT, NJ 07628-1506

Mortgage

Document Number0034330755
DateDec 10, 2019
Book Page003433/000755
Instrument85664
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 9, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address190 SUNSET ST, DUMONT, NJ 07628-1506
Document Number0034110771
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SUNSET ST DUMONT NJ 076281506, DUMONT, NJ 07628-1506

Mortgage

Document Number0034110771
DateNov 18, 2019
Book Page003411/000771
Instrument79167
Lender
NameHUD-HOUSING/URBAN DEV
Address454 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address190 SUNSET ST, DUMONT, NJ 07628-1506
Document Number0034110765
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SUNSET ST DUMONT NJ 076281506, DUMONT, NJ 07628-1506

Mortgage

Document Number0034110765
DateNov 18, 2019
Book Page003411/000765
Instrument79166
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 190 Sunset St was $13,326, down 9.8% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$611,400 (+7.36%) Land $337,100 Building $274,300$611,400 (+7.36%) Land $337,100 Building $274,300
2025$13,326.00 (-9.81%)$569,500 Land $307,400 Building $262,100$569,500 Land $307,400 Building $262,100
2024$14,776.00
2023$363,500 Land $171,800 Building $191,700$363,500 Land $171,800 Building $191,700
2022$14,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Sunset St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims27 (1996–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 9 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Sunset St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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