198 Spruce Dr, Benson, NC 27504 Property Records

Johnston County property record for 198 Spruce Dr, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,728 sqft · built 2019
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Oct 2019)
Tax Bill	$3,267 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01F09054X`

Property Details

APN / Parcel Number

Primary APN	`01F09054X`
Alternative APN	`2000223541`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,728 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	2,356 sqft
Attic	Attic
Attic Area	372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	150,282 sqft (3.45 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000223541
Street Address	198 SPRUCE DR
City	BENSON
State	NC
Zip	27504-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 19 WOODCROFT SEC 3 PH 2 85/392-394
Legal Subdivision	WOODCROFT SUBDIVISION
Legal Phase	2
Legal Lot Number	19
Jurisdiction	JOHNSTON NC
Township / Civil Division	BANNER
Census Block Group	1
Census Block	1009
Census Tract	41401

Owner

198 Spruce Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 SPRUCE DR, BENSON, NC 27504-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jun 15, 2007 · Amount on File
Deed Document Number	2019634089
Deed Book / Page	5459 / 58
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 31, 2019
Property Address	198 SPRUCE DR, BENSON, NC 27504-5523
Document Number	0000634089
Book / Page	5459 / 0058
Map Reference	MB 85 PG 392-394
Instrument Date	Oct 31, 2019
Instrument	2019634089
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 58, BENSON, NC 27504-0058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRUCE DR, BENSON, NC 27504-5523

Mortgage

Document Number	0000634090
Date	Oct 31, 2019
Instrument	2019634090

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 198 Spruce Dr was $3,267.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,267.00	$522,770 Land $78,000 Building $444,770	$522,770 Land $78,000 Building $444,770
2023	$2,727.00	$345,280 Land $42,000 Building $303,280	$345,280 Land $42,000 Building $303,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Spruce Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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