176 Spruce Dr, Benson, NC 27504 Property Records

Johnston County property record for 176 Spruce Dr, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,153 sqft · built 2019
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on File
Last Sale	$278,500 (May 2019)
Tax Bill	$2,701 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01F09054W`

Property Details

APN / Parcel Number

Primary APN	`01F09054W`
Alternative APN	`2000219093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,153 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	1,649 sqft
Attic	Attic
Attic Area	504 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	215,622 sqft (4.95 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	108 sqft
Deck Area	96 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000219093
Street Address	176 SPRUCE DR
City	BENSON
State	NC
Zip	27504-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 WOODCROFT SEC 3 PH 2 85/392-394
Legal Subdivision	WOODCROFT SUBDIVISION
Legal Phase	2
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	BANNER
Census Block Group	1
Census Block	1009
Census Tract	41401

Owner

176 Spruce Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 SPRUCE DR, BENSON, NC 27504-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	2019612947
Deed Book / Page	5351 / 474
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	176 SPRUCE DR, BENSON, NC 27504-5523
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000748694
Date	May 11, 2021
Book Page	5928/145
Instrument	2021748694

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 21, 2019
Property Address	176 SPRUCE DR, BENSON, NC 27504-5523
Document Number	0000612947
Book / Page	5351 / 0474
Map Reference	MB 85 PG 392-394
Instrument	2019612947
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 58, BENSON, NC 27504-0058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 SPRUCE DR, BENSON, NC 27504-5523

Mortgage

Document Number	0000612948
Date	May 21, 2019
Instrument	2019612948

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 176 Spruce Dr was $2,701.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,701.00	$432,200 Land $81,250 Building $350,950	$432,200 Land $81,250 Building $350,950
2023	$2,244.00	$284,110 Land $42,000 Building $242,110	$284,110 Land $42,000 Building $242,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Spruce Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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